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OZK
$48.57+0.41 (+0.85%)
After Hours$48.57+0.00 (+0.00%)· Last close May 1
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Bank OZK in the Financial Services sector is trading at $48.57. The stock is currently 9% below its 52-week high of $53.66, remaining 2.8% above its 200-day moving average. Technical signals show neutral RSI of 53 and bearish MACD signal, explaining why OZK maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 53) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$48.57
Potential Upside
164.6%
Whystock Fair Value$128.50
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus9 analysts
Buy
Mean target$52.33+7.7%
Range$40.00 – $61.00
Fundamentals
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savi...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$5.32B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
7.69
Beta
Defensive asset. Lower volatility than the S&P 500.
0.92
Div Yield
Strong income play. Yield provides a meaningful total return floor.
383.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
11.72%
Volume
Today's trading volume
1.52M
Recent News
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In the last week, the United States market has stayed flat but is up 29% over the past year, with earnings forecast to grow by 16% annually. In such a dynamic environment, identifying dividend stocks that offer consistent returns can be a prudent strategy for building a resilient portfolio.
Bank OZK Q1 Earnings Call Highlights
Bank OZK (NASDAQ:OZK) executives emphasized continued momentum in the company’s Corporate and Institutional Banking (CIB) platform, discussed efforts to manage deposit pricing amid competition, and provided updated commentary on credit trends in its Real Estate Specialties Group (RESG) portfolio dur
Bank OZK (OZK) Q1 2026 Earnings Call Highlights: Strategic Growth Amidst Competitive Challenges
Bank OZK (OZK) reports robust growth in its Corporate & Institutional Banking division while navigating competitive pressures and credit quality concerns.
Bank OZK (OZK) Q1 2026 Earnings Transcript
Joining me on the call to take your questions are George Gleason, Chairman and CEO; Brandon Hamlin, President. Let me now ask our operator, Tanya, to remind our listeners how to queue in for questions.
Bank OZK Q1 Earnings Miss Estimates, Expenses & Provision Rise Y/Y
OZK's Q1 EPS misses estimates on higher credit costs and expenses, while NII growth and loan and deposit gains offer some support.