PBHC

$13.20

Post-MarketAs of Mar 17, 8:00 PM UTC

Pathfinder Bancorp, Inc.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$13.20
Potential Upside
5%
Whystock Fair Value$13.86
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$81.65M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.10
Div Yield
Strong income play. Yield provides a meaningful total return floor.
296.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
-2.82%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Simply Wall St.
Oct 3, 2025

Pathfinder Bancorp (NASDAQ:PBHC) Will Pay A Dividend Of $0.10

The board of Pathfinder Bancorp, Inc. ( NASDAQ:PBHC ) has announced that it will pay a dividend of $0.10 per share on...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Sep 24, 2025

Investors in Pathfinder Bancorp (NASDAQ:PBHC) have seen respectable returns of 72% over the past five years

When you buy and hold a stock for the long term, you definitely want it to provide a positive return. But more than...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Jul 5, 2025

Pathfinder Bancorp's (NASDAQ:PBHC) Dividend Will Be $0.10

The board of Pathfinder Bancorp, Inc. ( NASDAQ:PBHC ) has announced that it will pay a dividend of $0.10 per share on...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
May 3, 2025

Pathfinder Bancorp First Quarter 2025 Earnings: EPS: US$0.63 (vs US$0.26 in 1Q 2024)

Pathfinder Bancorp ( NASDAQ:PBHC ) First Quarter 2025 Results Key Financial Results Revenue: US$12.2m (up 17% from 1Q...

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
Simply Wall St.
Mar 28, 2025

Private equity firms account for 29% of Pathfinder Bancorp, Inc.'s (NASDAQ:PBHC) ownership, while individual investors account for 29%

Key Insights Pathfinder Bancorp's significant private equity firms ownership suggests that the key decisions are...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.