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PEBK
$40.18+0.76 (+1.93%)
Market ClosedLast close May 1
Peoples Bancorp of North Carolina, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Peoples Bancorp of North Carolina, Inc. in the Financial Services sector is trading at $40.18. The stock is currently near its 52-week high of $42.63, remaining 18.5% above its 200-day moving average. Technical signals show neutral RSI of 39 and bearish MACD signal, explaining why PEBK maintains its current momentum and trend strength. The Whystock Score of 80/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 39) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$40.18
Potential Upside
83.4%
Whystock Fair Value$73.70
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States. The company o...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$211.97M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.99
Beta
Defensive asset. Lower volatility than the S&P 500.
0.31
Div Yield
Strong income play. Yield provides a meaningful total return floor.
212.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.83%
Volume
Today's trading volume
25,962
Recent News
Peoples Bancorp Stock Declines Post Q1 Earnings, NIM Rises
PEBK posts modest first-quarter 2026 earnings growth as loan expansion lifted net interest income and margin, but higher costs and credit provisions weigh.
PEBK vs. MCBS: Which Regional Bank Stock Is the Better Buy Right Now?
Peoples Bancorp and MetroCity face different scales, reach and revenue mix, but which stock looks better positioned right now? Let's dive in.
The Zacks Analyst Blog Highlights Texas Instruments, Newmont, EOG Resources, Weyco and Peoples Bancorp of North Carolina
Texas Instruments gains on strong data center demand and rising market share, but macro uncertainty and higher costs cloud its growth outlook.
Top Analyst Reports for Texas Instruments, Newmont & EOG Resources
Texas Instruments rides data center demand and portfolio expansion, but macro headwinds and rising costs could test its growth outlook.
ServisFirst Bancshares Stock Scores RS Rating Upgrade
ServisFirst Bancshares shows rising price performance, earning an upgrade to its IBD Relative Strength Rating