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PFBC
$95.47+0.74 (+0.78%)
Market ClosedLast close May 1
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Preferred Bank in the Financial Services sector is trading at $95.47. The stock is currently 7% below its 52-week high of $103.05, remaining 4.9% above its 200-day moving average. Technical signals show neutral RSI of 53 and bearish MACD signal, explaining why PFBC maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 53) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$95.47
Potential Upside
129.4%
Whystock Fair Value$219.02
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Hold
Mean target$103.75+8.7%
Range$100.00 – $111.00
Fundamentals
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit acc...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.16B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.12
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Strong income play. Yield provides a meaningful total return floor.
342.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
14.66%
Volume
Today's trading volume
118,412
Recent News
How Investors Are Reacting To Preferred Bank (PFBC) Earnings Growth Amid Rising Net Charge-Offs and Buybacks
In the first quarter of 2026, Preferred Bank reported net interest income of US$65.31 million and net income of US$31.14 million, with basic earnings per share rising to US$2.57 and diluted earnings per share to US$2.53 from continuing operations, while recording net charge-offs of US$5.46 million. Over the same period, the bank repurchased 402,299 shares for US$35.8 million, completing a total buyback of 660,192 shares for US$58.63 million since May 2025, underscoring management’s continued...
1 Small-Cap Stock with Impressive Fundamentals and 2 Facing Challenges
Small-cap stocks can be incredibly lucrative investments because their lack of analyst coverage leads to frequent mispricings. However, these businesses (and their stock prices) often stay small because their subscale operations make it harder to expand their competitive moats.
Preferred Bank Q1 Earnings Call Highlights
Preferred Bank (NASDAQ:PFBC) reported first-quarter net income of $31.3 million, or $2.53 per share, but management said results were “negatively impacted” by the move of a large borrower relationship to non-performing status. Non-accrual relationship drove margin pressure Chairman and CEO Li Yu sa
PFBC Q1 Deep Dive: Margin Pressure From Credit Resolution, Management Eyes Rebound
Commercial banking company Preferred Bank (NASDAQ:PFBC) fell short of the market’s revenue expectations in Q1 CY2026 as sales rose 2.2% year on year to $68.12 million. Its non-GAAP profit of $2.53 per share was 2.8% above analysts’ consensus estimates.
Preferred Bank (PFBC) Q1 2026 Earnings Call Highlights: Navigating Challenges with Strategic Moves
Preferred Bank (PFBC) reports stable net income and strategic share repurchases amid competitive market pressures and declining net interest margins.