PFSI

$87.35

Post-MarketAs of Mar 17, 8:00 PM UTC

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$87.35
Potential Upside
117.9%
Whystock Fair Value$190.30
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryMortgage Finance

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is inv...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$4.56B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.39
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.54
Div Yield
Strong income play. Yield provides a meaningful total return floor.
139.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
12.31%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
0.46

Recent News

The Fly
Mar 16, 2026

Qualcomm, Adobe downgraded: Wall Street's top analyst calls

Qualcomm, Adobe downgraded: Wall Street's top analyst calls

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Mar 11, 2026

A Look At PennyMac (PFSI) Valuation After Launch Of Broad Non QM Mortgage Product Suite

PennyMac Financial Services (PFSI) recently rolled out a broad Non-QM product suite in its third party origination division, giving investors a fresh data point on how the company approaches complex mortgage borrowers. See our latest analysis for PennyMac Financial Services. The launch of the Non-QM suite comes after a sharp 90 day share price return decline of 33.51% and a year to date share price return decline of 33.35%, while the 3 year total shareholder return of 60.77% and 5 year total...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Motley Fool
Mar 6, 2026

140 Summer Partners Buys Acuity Stock

Specializing in lighting and building management solutions, this company serves commercial and industrial clients across North America.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Mar 2, 2026

Is Fed’s Mortgage Capital Proposal Reshaping the Investment Case for PennyMac Financial Services (PFSI)?

Recently, KBRA assigned preliminary ratings to 44 classes of mortgage-backed notes from PMT Loan Trust 2026-CNF2, a roughly US$301.5 million prime RMBS deal sponsored by PennyMac Corp., an indirect subsidiary of PennyMac Mortgage Investment Trust. At the same time, a Federal Reserve proposal to ease capital treatment for mortgage servicing rights could materially reshape competition and loan volumes in the US mortgage market, directly affecting PennyMac’s origination and servicing business...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GOBankingRates
Feb 27, 2026

Proposed US Rule Could Change How You Shop for a Mortgage — Here’s How

A proposed U.S. rule could change how you compare mortgages and fees. Here’s what homebuyers should know before shopping.

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.