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SAN.MC
€10.36+0.12 (+1.20%)
Market ClosedLast close Apr 27
Banco Santander, S.A.
Historical Price
Price (Line)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Banco Santander, S.A. in the Financial Services sector is trading at €10.36. The stock is currently near its 52-week high of €11.26, remaining 12.1% above its 200-day moving average. Technical signals show neutral RSI of 59 and bearish MACD signal, explaining why SAN.MC maintains its current momentum and trend strength. The Whystock Score of 80/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 59) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price€10.36
Potential Upside
63.5%
Whystock Fair Value€16.94
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus20 analysts
Buy
Mean target€11.94+15.2%
Range€7.30 – €13.25
Fundamentals
Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Dig...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
€152.05B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.56
Beta
Defensive asset. Lower volatility than the S&P 500.
0.96
Div Yield
Strong income play. Yield provides a meaningful total return floor.
237.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
12.69%
Volume
Today's trading volume
4.83M
Recent News
Santander agrees to pay compensation on mis-sold car loans
Payouts are due on about 12.1 million mis-sold deals from various lenders at an average of £829 each, the Financial Conduct Authority said.
Market Chatter: Barclays Alleges Fraudulent Capital Transfers at Market Financial Solutions
Barclays (BCS) has alleged that capital was fraudulently routed across the corporate network of Mark
Major mortgage lenders set to make more rate reductions after last week’s cuts
Santander and HSBC UK, which both made mortgage rate reductions last week, are making further cuts this week.
A Look At Banco Santander’s (BME:SAN) Valuation After Strong 1 Year Shareholder Returns
Recent share performance and scale of Banco Santander Banco Santander (BME:SAN) has caught investor attention after a 15% share price gain over the past month, following a more moderate rise of about 3% over the past 3 months. That move comes against the backdrop of a large, diversified banking group with a market value of about €155b and annual revenue of €46,836m. Its operations span retail, corporate and investment, wealth, payments and digital consumer banking. See our latest analysis for...
‘Much‑needed relief’ for homeowners as more lenders poised to cut mortgage rates
Some mortgage lenders have said they will reduce rates from Wednesday.