Loading stock data…
TMP
$84.55+0.28 (+0.33%)
Market ClosedLast close May 1
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Tompkins Financial Corporation in the Financial Services sector is trading at $84.55. The stock is currently near its 52-week high of $86.95, remaining 17.5% above its 200-day moving average. Technical signals show neutral RSI of 48 and bearish MACD signal, explaining why TMP maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 48) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Loading Financials...
Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$84.55
Potential Upside
161.3%
Whystock Fair Value$220.91
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus2 analysts
Buy
Mean target$88.50+4.7%
Range$87.00 – $90.00
Fundamentals
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banki...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.22B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
7.54
Beta
Defensive asset. Lower volatility than the S&P 500.
0.71
Div Yield
Strong income play. Yield provides a meaningful total return floor.
316.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
8.47%
Volume
Today's trading volume
41,211
Recent News
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Tompkins (TMP) have what it takes? Let's find out.
3 Reliable Dividend Stocks To Consider With At Least 3.1% Yield
In the last week, the United States market has stayed flat, yet it is up 30% over the past year with earnings expected to grow by 16% per annum over the next few years. In such a dynamic environment, reliable dividend stocks with yields of at least 3.1% can offer investors a steady income stream and potential for long-term growth.
Did Stronger Q1 EPS and Net Interest Income Just Shift Tompkins Financial's (TMP) Investment Narrative?
Tompkins Financial Corporation reported first-quarter 2026 results, with net interest income rising to US$71.86 million and net income reaching US$26.07 million, both higher than a year earlier. The company’s basic earnings per share from continuing operations increased to US$1.83, indicating stronger profitability on a per-share basis compared with the prior-year quarter. We’ll now examine how this improvement in per-share earnings might shape Tompkins Financial’s broader investment...
Tompkins Financial (TMP) Surpasses Q1 Earnings and Revenue Estimates
Tompkins (TMP) delivered earnings and revenue surprises of +6.43% and +0.85%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Byline Bancorp (BY) Beats Q1 Earnings Estimates
Byline Bancorp (BY) delivered earnings and revenue surprises of +12.67% and -1.72%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?