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UBSI
$43.68-0.13 (-0.30%)
Market ClosedLast close May 1
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
United Bankshares, Inc. in the Financial Services sector is trading at $43.68. The stock is currently near its 52-week high of $45.93, remaining 13.0% above its 200-day moving average. Technical signals show neutral RSI of 48 and bearish MACD signal, explaining why UBSI maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 48) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$43.68
Potential Upside
44.8%
Whystock Fair Value$63.25
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus5 analysts
Hold
Mean target$47.40+8.5%
Range$45.00 – $50.00
Fundamentals
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and deman...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$6.13B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
13.42
Beta
Defensive asset. Lower volatility than the S&P 500.
0.75
Div Yield
Strong income play. Yield provides a meaningful total return floor.
346.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
7.18%
Volume
Today's trading volume
634,869
Recent News
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Over the last 7 days, the United States market has remained flat, yet it has seen an impressive 30% increase over the past year with earnings forecasted to grow by 16% annually. In such a dynamic environment, dividend stocks that offer consistent payouts and potential for growth can be appealing options for investors seeking to balance income and capital appreciation.
United Bankshares (UBSI) Valuation Check As Mixed P/E And DCF Signals Follow Recent Share Momentum
Context for United Bankshares Stock Today With no single headline event setting the tone, United Bankshares (UBSI) is drawing attention for its recent share performance and fundamentals, prompting investors to reassess how this regional bank stock currently fits into their portfolios. See our latest analysis for United Bankshares. At a recent share price of US$43.49, United Bankshares has seen a 7.76% 1 month share price return and a 13.28% year to date share price return, while 1 year total...
3 Bank Stocks We’re Skeptical Of
Banks use their capital and expertise to help businesses grow while offering consumers essential financial products like mortgages and credit cards. Market leaders have certainly capitalized on rising interest rates and strong loan demand to boost profitability, helping fuel a 11.3% gain for the banking industry over the past six months - 6.3 percentage points higher than the S&P 500.
United Bankshares’s (NASDAQ:UBSI) Q1 CY2026 Sales Top Estimates
Regional banking company United Bankshares (NASDAQ:UBSI) beat Wall Street’s revenue expectations in Q1 CY2026, with sales up 9.2% year on year to $316.6 million. Its non-GAAP profit of $0.89 per share was 4.7% above analysts’ consensus estimates.
United Bankshares (UBSI) Surpasses Q1 Earnings and Revenue Estimates
United Bankshares (UBSI) delivered earnings and revenue surprises of +4.30% and +0.55%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?