UCB

$29.95

Market ClosedAs of Mar 17, 8:00 PM UTC

United Community Banks, Inc.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$29.95
Potential Upside
73.7%
Whystock Fair Value$52.02
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accou...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.58B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.43
Beta
Defensive asset. Lower volatility than the S&P 500.
0.85
Div Yield
Strong income play. Yield provides a meaningful total return floor.
334.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
9.28%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

StockStory
Mar 13, 2026

2 Cash-Heavy Stocks with Exciting Potential and 1 Facing Challenges

A cash-heavy balance sheet is often a sign of strength, but not always. Some companies avoid debt because they have weak business models, limited expansion opportunities, or inconsistent cash flow.

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Zacks
Mar 9, 2026

United Community Banks (UCB) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes? Let's find out.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Mar 6, 2026

Banc of California, Atlantic Union Bankshares, WesBanco, United Community Banks, and UMB Financial Stocks Trade Down, What You Need To Know

A number of stocks fell in the afternoon session after investors grew increasingly concerned about the sector's exposure to the opaque private credit market. These jitters were fueled by specific events that raised red flags about potential risks.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Mar 3, 2026

A Look At United Community Banks (UCB) Valuation As Credit And Rate Worries Pressure The Stock

United Community Banks (UCB) is back in focus after its stock came under pressure, with concerns about credit quality, higher inflation, elevated interest rates, and weaker commercial real estate feeding into sector wide worries. See our latest analysis for United Community Banks. Recent concerns about credit risk and commercial real estate have weighed on United Community Banks’ share price, contributing to a 5.6% 30 day share price decline. At the same time, the 1 year total shareholder...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Mar 2, 2026

Best Income Stocks to Buy for March 2nd

CZNC, UCB and CRI made it to the Zacks Rank #1 (Strong Buy) income stocks list on March 2, 2026.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.