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UVE
$39.70+0.07 (+0.18%)
Market ClosedLast close May 1
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Universal Insurance Holdings, Inc. in the Financial Services sector is trading at $39.70. The stock is currently near its 52-week high of $41.96, remaining 31.2% above its 200-day moving average. Technical signals show neutral RSI of 68 and bullish MACD crossover, explaining why UVE maintains its current momentum and trend strength. The Whystock Score of 75/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Overbought levels (RSI 68) — risk of consolidation or pullback
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$39.70
Potential Upside
266.7%
Whystock Fair Value$145.56
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus1 analysts
Buy
Mean target$44.00+10.8%
Range$44.00 – $44.00
Fundamentals
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and te...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$986.76M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
5.57
Beta
Defensive asset. Lower volatility than the S&P 500.
0.70
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
1.94%
ROE
Average efficiency. Growth may require heavy reinvestment.
12.05%
Volume
Today's trading volume
154,091
Recent News
Universal Insurance Holdings (UVE) is a Great Momentum Stock: Should You Buy?
Does Universal Insurance Holdings (UVE) have what it takes to be a top stock pick for momentum investors? Let's find out.
Universal Insurance Q1 Earnings Call Highlights
Universal Insurance (NYSE:UVE) executives highlighted improving underwriting results, steady revenue growth, and a completed reinsurance renewal during the company’s first-quarter 2026 earnings call. Management cites strong start to 2026 Chief Executive Officer Steve Donaghy said the company delive
Universal Insurance Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Universal Insurance Holdings, Inc. ( NYSE:UVE ) just released its first-quarter report and things are looking bullish...
Universal Insurance Holdings Inc (UVE) Q1 2026 Earnings Call Highlights: Strong Growth in ...
Universal Insurance Holdings Inc (UVE) reports robust financial performance with significant increases in direct premiums and earnings per share, despite challenges in the competitive landscape.
Universal Insurance Holdings, Inc. Q1 2026 Earnings Call Summary
Moby summary of Universal Insurance Holdings, Inc.'s Q1 2026 earnings call