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WSBF
$18.10+0.08 (+0.44%)
Market ClosedLast close May 1
Waterstone Financial, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Waterstone Financial, Inc. in the Financial Services sector is trading at $18.10. The stock is currently near its 52-week high of $18.88, remaining 13.0% above its 200-day moving average. Technical signals show neutral RSI of 40 and bearish MACD signal, explaining why WSBF maintains its current momentum and trend strength. The Whystock Score of 95/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 40) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$18.10
Potential Upside
57.7%
Whystock Fair Value$28.54
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Bank...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$330.66M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.17
Beta
Defensive asset. Lower volatility than the S&P 500.
0.77
Div Yield
Strong income play. Yield provides a meaningful total return floor.
378.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
5.92%
Volume
Today's trading volume
53,656
Recent News
Waterstone Financial's Q1 Earnings Jump Y/Y on Mortgage Growth
WSBF doubles its Q1 earnings per share on a year-over-year basis on margin expansion and stronger mortgage activity, though higher compensation costs act as a partial offset.
Top Analyst Reports for Amazon, Micron Technology & Bank of America
Amazon's push across e-commerce, AWS, ads and streaming lifts growth outlook, but heavy AI infrastructure spending and rising debt pressure margins.
WSBF's Q4 Earnings Jump 57% Y/Y on Margin Expansion, Credit Gains
Waterstone Financial posts strong Q4 2025 results, with EPS up 57%, boosted by rising net interest income, loan yield expansion and a return to profitability in Mortgage Banking.
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