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YRD
$2.03+0.10 (+5.18%)
Market ClosedLast close May 1
Yiren Digital Ltd.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Yiren Digital Ltd. in the Financial Services sector is trading at $2.03. The stock is currently near its 52-week low of $1.58, remaining 55.0% below its 200-day moving average. Technical signals show neutral RSI of 59 and bullish MACD crossover, explaining why YRD maintains its current current market pressure. The Whystock Score of 45/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 59) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$2.03
Potential Downside
39.2%
Whystock Fair Value$1.24
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$180.82M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
29.71
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.13
Div Yield
Strong income play. Yield provides a meaningful total return floor.
2716.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
0.39%
Volume
Today's trading volume
108,187
Recent News
Top Dividend Stocks To Consider In April 2026
The United States market has experienced a notable upswing, climbing 3.0% in the last 7 days and 26% over the past year, with earnings forecasted to grow by 16% annually. In this buoyant environment, dividend stocks can be an attractive option for investors seeking steady income and potential appreciation amidst positive market momentum.
Why Yiren Digital (YRD) Is Down 44.2% After Weak Q4 Results And Dividend Suspension
Yiren Digital Ltd. reported past fourth-quarter 2025 revenue of CNY 957.63 million versus CNY 1,452.19 million a year earlier, swinging to a net loss of CNY 882.16 million, and also posted a full-year 2025 profit of CNY 40.53 million compared with CNY 1.58 billion previously. Alongside these sharply weaker results, the board decided to temporarily suspend the second-half 2025 cash dividend to preserve capital for potential credit volatility and technology investment. With earnings weakening...
Yiren Digital Ltd (YRD) Q4 2025 Earnings Call Highlights: Navigating Challenges with AI-Driven ...
Despite a GAAP net loss, Yiren Digital Ltd (YRD) leverages AI for cost savings and growth in loan facilitation and internet insurance.
Yirendai Q4 Earnings Call Highlights
Yirendai (NYSE:YRD) used its fourth-quarter and full-year 2025 earnings call to highlight a year of regulatory and credit-cycle pressure alongside rapid progress in artificial intelligence and a fast-growing internet insurance distribution business. Founder, Chairman, and CEO Ning Tang said 2025 “de
Top Dividend Stocks To Consider In February 2026
As February 2026 begins, U.S. stock markets have surged with the Dow Jones Industrial Average climbing by 515 points and the S&P 500 nearing record highs, reflecting a positive start to the month despite ongoing economic uncertainties such as trade negotiations and government shutdowns. In this environment of market optimism, dividend stocks can offer investors a compelling combination of potential income and stability, making them an attractive consideration for those looking to navigate...