YRD

$3.56

Market ClosedAs of Mar 17, 8:00 PM UTC

Yiren Digital Ltd.

Historical Price

Price (Line)
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$3.56
Potential Upside
1106.8%
Whystock Fair Value$42.96
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$309.49M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
1.70
Beta
Defensive asset. Lower volatility than the S&P 500.
0.85
Div Yield
Strong income play. Yield provides a meaningful total return floor.
1236.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
12.78%
Quick Ratio
Pristine liquidity. Sufficient cash to cover all near-term obligations.
5.75

Recent News

Simply Wall St.
Feb 9, 2026

Top Dividend Stocks To Consider In February 2026

As February 2026 begins, U.S. stock markets have surged with the Dow Jones Industrial Average climbing by 515 points and the S&P 500 nearing record highs, reflecting a positive start to the month despite ongoing economic uncertainties such as trade negotiations and government shutdowns. In this environment of market optimism, dividend stocks can offer investors a compelling combination of potential income and stability, making them an attractive consideration for those looking to navigate...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Jan 5, 2026

Top Three Dividend Stocks To Consider

As the United States stock market kicks off the new year with major indexes like the Dow and S&P 500 snapping recent losing streaks, investors are keenly observing opportunities that can offer stability amid fluctuating trends. In this context, dividend stocks stand out as they provide not only potential capital appreciation but also a steady income stream, making them an attractive consideration for those looking to balance growth and income in their portfolios.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Dec 2, 2025

3 Reliable Dividend Stocks To Consider With Up To 9.9% Yield

As the U.S. stock market faces a downturn with major indices like the Dow Jones and S&P 500 closing lower amid risk-off sentiment, investors are increasingly seeking stability through dividend stocks. In this environment, reliable dividend-paying companies can offer a steady income stream, making them an attractive option for those looking to balance their portfolios against market volatility.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GuruFocus.com
Nov 25, 2025

Yiren Digital Ltd (YRD) Q3 2025 Earnings Call Highlights: Robust Loan Origination and Internet ...

Yiren Digital Ltd (YRD) reports a 51% increase in loan origination and a 204% growth in internet insurance premiums, despite facing regulatory challenges.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Motley Fool
Nov 25, 2025

Yiren Digital (YRD) Q3 2025 Earnings Transcript

While these factors weighed on parts of our business, we moved quickly to adjust our risk posture and protect asset quality. At the same time, our Internet insurance segment continued to deliver solid growth, reinforcing the resilience and diversification of our platform.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.