CHYM

$19.15-0.10 (-0.52%)

Market ClosedAs of Mar 20, 8:00 PM UTC

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions.

Historical Price

Price (Line)
Synthesizing Whystock Narrative...
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$19.15
Potential Upside
5%
Whystock Fair Value$20.11
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorTechnology
IndustrySoftware-Application

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the need of people, such as their spending, savi...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$7.36B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
-69.98%
Quick Ratio
Pristine liquidity. Sufficient cash to cover all near-term obligations.
4.94

Recent News

Simply Wall St.
Mar 22, 2026

Assessing Chime Financial (CHYM) Valuation After Recent Share Price Weakness

Recent performance puts Chime Financial (CHYM) in focus Chime Financial (CHYM) is drawing attention after recent trading put its share price at $19.15, with returns showing a 0.5% decline over the past day and a 7.1% decline over the past week. See our latest analysis for Chime Financial. The recent 7.1% one week share price return decline builds on a softer trend, with the 90 day share price return down 28.5% and the year to date share price return down 27.5%. This suggests momentum has been...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Motley Fool
Mar 20, 2026

Forerunner Ventures Builds $227 Million Position in Chime Financial, According to Recent SEC Filing

Chime Financial’s revenue relies mainly on payment activity, making its performance dependent on customer engagement and spending. Investors will be watching whether this model can deliver consistent growth amid intensifying digital banking competition.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Insider Monkey
Mar 18, 2026

KeyBanc Initiates Chime (CHYM) Coverage With Overweight Rating

Chime Financial, Inc. (NASDAQ:CHYM) is one of the 11 Best Tech Stocks Under $50 to Buy Now. On March 4, KeyBanc initiated coverage on Chime Financial, Inc. (NASDAQ:CHYM), giving the stock an Overweight rating and setting the price target at $30. The research firm based its price target on 5 times the company’s expected gross […]

BEARISH
Negative press. News cycle fixated on risk factors or misses.
MarketBeat
Mar 14, 2026

Chime Financial Touts 20%+ Growth, First GAAP Profit as Chime Core Cuts Costs 60%

Chime Financial (NASDAQ:CHYM) outlined its strategy for serving what it calls “mainstream Americans” and detailed several product and profitability priorities in a discussion at a Wolfe Research event featuring CFO Matt. The company positioned itself as a digital banking and payments provider focuse

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Barrons.com
Mar 13, 2026

Barron’s 100 Most Influential Women in U.S. Finance

Our annual list honors women helping their companies, clients, and country through volatile markets and challenging times. Meet this year’s 28 new additions.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.