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Chime Financial, Inc. (CHYM)
$20.69-0.07 (-0.34%)
Market ClosedLast close Jul 24
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Chime Financial, Inc. in the Technology sector is trading at $20.69 with a market capitalization of $6.7B. Wall Street consensus targets $29.85 (20 analysts), implying a +44.3% move over the next 12 months. The stock is currently 41% below its 52-week high of $35.34, remaining 2.1% below its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality, Altman Z in the safe zone. Risk note: MACD remains below its signal line. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side targets imply +44.3% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $647.39M↑ | $596.36M↑ | $543.52M↑ | $528.15M↑ | $518.74M |
| Gross Profit | $580.31M↑ | $530.25M↑ | $474.12M↑ | $461.03M↑ | $458.33M |
| Operating Income | $46.16M↑ | -$53.77M↑ | -$64.71M↑ | -$930.64M↓ | $9.14M |
| Net Income | $53.46M↑ | -$44.78M↑ | -$54.72M↑ | -$923.38M↓ | $12.94M |
Peer Comparison
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Fundamentals
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$6.72B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-67.25%
Volume
Today's trading volume
4.42M
Recent News
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Is Chime Financial (CHYM) Still Undervalued As Index Inclusions Put Valuation In Focus?
Chime Financial (CHYM) has been added to a wide range of Russell indexes, including the Russell 3000, Russell 1000, and several midcap, small cap, and growth or value benchmarks. See our latest analysis for Chime Financial. At a share price of $20.98, Chime Financial has seen a 30 day share price return of 19.41% and a 90 day share price return of 6.01%, yet the year to date share price return is down 20.53% and the 1 year total shareholder return has declined 32.39%. This suggests recent...
Chime Financial (CHYM) Joins Major Russell Indexes And Puts Its Stock In Focus
Chime Financial (NasdaqGS:CHYM) has been added as a constituent to multiple major Russell indexes. The inclusion brings the stock into a range of index-tracking portfolios and ETFs that follow these benchmarks. This development is expected to affect Chime Financial's investor base, liquidity, and market visibility. Chime Financial enters these Russell indexes with its shares recently trading at $21.12. The stock is up 3.1% over the past week and 20.8% over the past month, while it is down...
Chime (CHYM) Maps Out Its Next Phase of Growth at the William Blair Conference
Chime Financial, Inc. (NASDAQ:CHYM) is one of the 10 Best Stocks to Buy in Glen Kacher’s Light Street Portfolio. In early June, Chime Financial, Inc. (NASDAQ:CHYM) unveiled its future growth roadmap at the William Blair Growth Stock Conference. Following its achievement of GAAP profitability in Q1 2026, the company announced it is pursuing an expansive […]