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Fair Isaac Corporation (FICO)
$933.30+1.04 (+0.11%)
Market ClosedLast close Sep 8
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Fair Isaac Corporation in the Technology sector is trading at $933.30 with a market capitalization of $22.3B. Wall Street consensus targets $1,463.84 (19 analysts), implying a +56.8% move over the next 12 months. The stock is currently near its 52-week low of $870.01, remaining 28.2% below its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality, Altman Z in the safe zone. Risk note: MACD remains below its signal line. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +56.8% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Oversold momentum (RSI 34) — potential for technical mean-reversion
Quarterly Financials
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | $674.19M↓ | $691.68M↑ | $511.96M↓ | $515.75M↓ | $536.41M |
| Gross Profit | $587.17M↓ | $600.48M↑ | $424.70M | $424.57M↓ | $448.84M |
| Operating Income | $362.63M↓ | $402.46M↑ | $234.05M↓ | $248.08M↓ | $262.52M |
| Net Income | $237.17M↓ | $264.46M↑ | $158.37M↑ | $155.01M↓ | $181.79M |
Peer Comparison
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Fundamentals
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and ser...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$22.29B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
29.91
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.32
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-19.89%
Volume
Today's trading volume
667,161
Recent News
FICO Stock Falls Pre-Market After Bill Pulte Declares ‘No More’ to FICO’s Mortgage Scoring Monopoly — Orders Fannie Mae, Freddie Mac to Open Door to VantageScore (UPDATED)
Editor’s note: The story has been updated to include a statement from FICO. Bill Pulte, the Director of the Federal Housing Finance Agency (FHFA), has instructed Fannie Mae and Freddie Mac to permit all lenders to utilize the VantageScore credit...
One Regulator Just Ended Fair Isaac’s (FICO) Mortgage Monopoly. The Stock Fell 16% – Is It Justified?
For decades, Fair Isaac Corporation (NYSE:FICO) maintained a virtual monopoly over the US mortgage credit scoring market, implementing cumulative price increases of roughly 1,800% per score since 2020. That regulatory moat weakened on September 4, 2026, when the FHFA directed Fannie Mae and Freddie Mac to accept VantageScore 4.0 from all mortgage lenders. VantageScore is […]
Has Fair Isaac (FICO) Fallen Into Reasonable Territory After FHFA?
Fair Isaac stock has fallen sharply this year, yet a fresh set of valuation checks suggests the current share price may be below what the underlying cash flows imply. The question for you is how to weigh that picture against the regulatory hit to the company’s credit scoring business. Over the past 5 years, Fair Isaac has returned about 106.5%, which still points to a stock that has rewarded patient holders despite the recent pullback. The recent Federal Housing Finance Agency decision to...
Fair Isaac (FICO) Stock Dropped, So What Is Behind The Latest Attention?
The Federal Housing Finance Agency has shaken up Fair Isaac (FICO) by allowing Fannie Mae and Freddie Mac to accept VantageScore 4.0, ending FICO’s exclusive role in government backed mortgage credit scoring. The regulatory change has hit Fair Isaac’s share price hard, with the stock down 16.7% on a 1 day share price return basis and 43.3% year to date. The 1 year total shareholder return decline of 39.2% contrasts with a still positive 5 year total shareholder return of 106.5%, suggesting...
Fair Isaac (FICO) Is Down 19.2% After FHFA Opens Mortgage Scoring To VantageScore Competition - Has The Bull Case Changed?
The Federal Housing Finance Agency recently ended Fair Isaac’s long-running exclusivity in U.S. mortgage credit scoring by allowing Fannie Mae and Freddie Mac to accept VantageScore 4.0 models from all lenders. This move threatens a key profit engine for Fair Isaac’s Scores segment by introducing direct price and model competition into its historically protected mortgage franchise. We’ll now examine how the loss of FICO’s exclusive role in government-backed mortgages could reshape Fair...