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OCFC
$18.49+0.31 (+1.70%)
Market OpenUpdated 9:45 AM EDT
OceanFirst Financial Corp.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
OceanFirst Financial Corp. in the Financial Services sector is trading at $18.18. Wall Street consensus targets $22.00 (5 analysts), implying a +21.0% move over the next 12 months. The stock is currently 12% below its 52-week high of $20.61, remaining 0.9% above its 200-day moving average. On fundamentals, Piotroski 3/9 flags weak fundamentals. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +21.0% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$18.49
Potential Downside
4.6%
Whystock Fair Value$17.64
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus5 analysts
Buy
Mean target$22.00+19.0%
Range$20.00 – $25.00
Fundamentals
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market acco...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.08B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
16.05
Beta
Defensive asset. Lower volatility than the S&P 500.
0.98
Div Yield
Strong income play. Yield provides a meaningful total return floor.
424.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
5.27%
Volume
Today's trading volume
30,296
Recent News
Q1 Earnings Highs And Lows: OceanFirst Financial (NASDAQ:OCFC) Vs The Rest Of The Regional Banks Stocks
As the craze of earnings season draws to a close, here’s a look back at some of the most exciting (and some less so) results from Q1. Today, we are looking at regional banks stocks, starting with OceanFirst Financial (NASDAQ:OCFC).
OceanFirst Financial and Rocket Companies Shares Are Falling, What You Need To Know
A number of stocks fell in the afternoon session after the renewed flare-up in the U.S.-Iran conflict sent oil prices sharply higher and pushed Treasury yields toward nine-month highs, reigniting fears of stagflation.
A Look At OceanFirst Financial (OCFC) Valuation After Its Latest Quarterly Earnings And Loan Charge Offs
OceanFirst Financial (OCFC) released first quarter 2026 results that showed net interest income of US$96.45 million, net income of US$20.51 million, and earnings per share of US$0.36, alongside reported net loan charge offs. See our latest analysis for OceanFirst Financial. The first quarter update came alongside a softer 1 day share price return of 3.21% and a 7 day return of 2.54%. However, the 1 year total shareholder return of 13.44% and 3 year total shareholder return of 55.12% suggest...
Strategic Value Bank Partners Opens $11.6 Million Position in OceanFirst Financial Ahead of Merger
OceanFirst Financial Corp. is a New Jersey-based community bank holding company offering deposit accounts, lending, wealth management, and insurance services across the Northeast.
OceanFirst Financial Q1 Earnings Call Highlights
OceanFirst Financial (NASDAQ:OCFC) reported first-quarter 2026 results highlighted by higher earnings and continued net interest income growth, while management reiterated its standalone full-year outlook and provided an update on the pending Flushing Financial merger. Quarterly earnings and net in