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OCFC
$19.02-0.05 (-0.26%)
Market ClosedLast close May 1
OceanFirst Financial Corp.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
OceanFirst Financial Corp. in the Financial Services sector is trading at $19.02. The stock is currently 8% below its 52-week high of $20.61, remaining 5.9% above its 200-day moving average. Technical signals show neutral RSI of 58 and bullish MACD crossover, explaining why OCFC maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 58) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$19.02
Potential Upside
18.7%
Whystock Fair Value$22.58
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus5 analysts
Buy
Mean target$22.00+15.7%
Range$20.00 – $25.00
Fundamentals
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market acco...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.08B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
16.05
Beta
Defensive asset. Lower volatility than the S&P 500.
0.98
Div Yield
Strong income play. Yield provides a meaningful total return floor.
424.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
5.27%
Volume
Today's trading volume
609,044
Recent News
Strategic Value Bank Partners Opens $11.6 Million Position in OceanFirst Financial Ahead of Merger
OceanFirst Financial Corp. is a New Jersey-based community bank holding company offering deposit accounts, lending, wealth management, and insurance services across the Northeast.
OceanFirst Financial Q1 Earnings Call Highlights
OceanFirst Financial (NASDAQ:OCFC) reported first-quarter 2026 results highlighted by higher earnings and continued net interest income growth, while management reiterated its standalone full-year outlook and provided an update on the pending Flushing Financial merger. Quarterly earnings and net in
OCFC Q1 Deep Dive: Loan Growth, Deposit Momentum, and Flushing Merger Progress
Regional bank OceanFirst Financial (NASDAQ:OCFC) missed Wall Street’s revenue expectations in Q1 CY2026, but sales rose 5.9% year on year to $103.4 million. Its non-GAAP profit of $0.43 per share was 9.8% above analysts’ consensus estimates.
OceanFirst Financial Corp (OCFC) Q1 2026 Earnings Call Highlights: Strong Loan Growth and ...
OceanFirst Financial Corp (OCFC) reports solid earnings with increased net interest income and effective cost control, despite challenges in noninterest income and pending merger approvals.
OceanFirst (OCFC) Q1 2026 Earnings Transcript
This morning, I am joined by our President, Joseph J. Lebel, and our Chief Financial Officer, Patrick S. Barrett. GAAP earnings per share increased a penny and core earnings per share increased $0.08, or 23%, as compared to the prior year’s quarter. In terms of performance indicators, we delivered our fifth consecutive quarter of net interest income growth, which increased by $1 million, or 1%, as compared to the linked quarter, and was up $10 million, or 11%, as compared to the prior year’s quarter.