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Pagaya Technologies Ltd (PGY)
$15.89-0.37 (-2.28%)
Market ClosedLast close Jul 24
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Pagaya Technologies Ltd. in the Technology sector is trading at $15.89 with a market capitalization of $1.3B. Wall Street consensus targets $26.50 (10 analysts), implying a +66.8% move over the next 12 months. The stock is currently near its 52-week low of $10.40, remaining 13.0% below its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality. Risk note: RSI 29 is oversold, raising the odds of a near-term bounce; MACD remains below its signal line. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +66.8% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Oversold momentum (RSI 29) — potential for technical mean-reversion
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $298.99M↓ | $321.04M↓ | $339.89M↑ | $317.71M↑ | $282.70M |
| Gross Profit | $121.43M↓ | $130.99M↓ | $139.31M↑ | $126.25M↑ | $115.62M |
| Operating Income | $61.05M↓ | $65.94M↓ | $69.68M↑ | $47.78M↑ | $40.40M |
| Net Income | $24.69M↓ | $34.30M↑ | $22.55M↑ | $16.66M↑ | $7.89M |
Peer Comparison
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Fundamentals
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.26B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
18.55%
Volume
Today's trading volume
1.60M
Recent News
Pagaya Technologies Ltd. (PGY) Outpaces Stock Market Gains: What You Should Know
Pagaya Technologies Ltd. (PGY) closed the most recent trading day at $17.48, moving +2.28% from the previous trading session.
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Pagaya Technologies Ltd. (PGY) Stock Falls Amid Market Uptick: What Investors Need to Know
In the most recent trading session, Pagaya Technologies Ltd. (PGY) closed at $17.96, indicating a -1.7% shift from the previous trading day.
Pagaya Technologies (PGY) Stock Still Looks Cheap Despite Fresh AI Credit Expansion News
Pagaya Technologies stock has delivered a steep 84.6% decline over the past five years, yet today it screens as undervalued on several checks. This sets up a clear question over whether the current price is giving investors a discount or simply reflecting the company’s risk profile. Over five years, Pagaya Technologies has fallen 84.6%, which means long term holders have seen substantial value eroded even as recent sentiment has improved. Recent headlines around Pagaya Technologies expanding...
How Investors Are Reacting To Pagaya Technologies (PGY) Expanding AI Underwriting Into Travel-Focused BNPL
In early July 2026, Upgrade announced an expanded collaboration with Pagaya Technologies, integrating Pagaya’s AI-led credit decisioning into Upgrade’s Buy Now, Pay Later product Flex Pay, particularly targeting travel merchants and broadening Pagaya’s reach beyond personal loans. This extension into point-of-sale and travel-focused BNPL underscores how Pagaya’s AI underwriting platform is being applied to new asset classes and embedded finance use cases. Next, we’ll examine how Pagaya’s...