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STEL
$37.13-0.33 (-0.88%)
Market ClosedLast close May 11
Stellar Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Stellar Bancorp, Inc. in the Financial Services sector is trading at $37.13. The stock is currently 8% below its 52-week high of $40.21, remaining 12.8% above its 200-day moving average. Technical signals show neutral RSI of 42 and bearish MACD signal, explaining why STEL maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 42) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$37.13
Potential Downside
2.8%
Whystock Fair Value$36.09
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that in...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.92B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
18.94
Beta
Defensive asset. Lower volatility than the S&P 500.
0.76
Div Yield
Strong income play. Yield provides a meaningful total return floor.
154.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
2.07%
Volume
Today's trading volume
265,189
Recent News
How The Story Is Shifting For Stellar Bancorp (STEL) And Its US$38 Fair Value Target
Stellar Bancorp’s fair value target is set at US$38.00, giving you a clear reference point for how analysts are framing the stock right now. Recent research on regional banks ties this US$38.00 level to updated views on earnings power, valuation, and execution risk around the company. As you read on, you will see how this evolving narrative can help you track what might already be reflected in the current share price. Analyst Price Targets don't always capture the full story. Head over to our...
Compared to Estimates, Stellar Bancorp (STEL) Q1 Earnings: A Look at Key Metrics
Although the revenue and EPS for Stellar Bancorp (STEL) give a sense of how its business performed in the quarter ended March 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Stellar Bancorp (STEL) Beats Q1 Earnings and Revenue Estimates
Stellar Bancorp (STEL) delivered earnings and revenue surprises of +17.17% and +2.35%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
South Atlantic Bancshares, Inc. (SABK) Beats Q1 Earnings Estimates
South Atlantic Bancshares (SABK) delivered earnings and revenue surprises of +7.41% and -1.26%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
WesBanco (WSBC) Q1 Earnings Surpass Estimates
WesBanco (WSBC) delivered earnings and revenue surprises of +5.51% and -3.21%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?