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UCG.MI
€70.73+0.23 (+0.33%)
Market ClosedLast close May 11
UniCredit S.p.A.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
UniCredit S.p.A. in the Financial Services sector is trading at €70.73. The stock is currently 11% below its 52-week high of €79.79, remaining 9.1% above its 200-day moving average. Technical signals show neutral RSI of 59 and bullish MACD crossover, explaining why UCG.MI maintains its current momentum and trend strength. The Whystock Score of 90/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 59) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price€70.73
Potential Upside
125%
Whystock Fair Value€159.13
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus17 analysts
Buy
Mean target€83.66+18.3%
Range€72.00 – €96.00
Fundamentals
UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. The company offers retail, private, and wealth management solutions; and institutional investor solutions. It also provides corporate finance...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
€98.41B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.49
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.09
Div Yield
Strong income play. Yield provides a meaningful total return floor.
470.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
16.77%
Volume
Today's trading volume
3.44M
Recent News
Commerzbank axes 3,000 jobs in an attempt to fight off UniCredit takeover bid
Commerzbank wants to cut a further 3,000 jobs and at the same time significantly increase its profit targets. The reorganisation is the bank's response to the takeover ambitions of the major Italian bank UniCredit.View on euronews
3 European Dividend Stocks To Consider With At Least 3.6% Yield
The European market has experienced a volatile week, with the pan-European STOXX Europe 600 Index showing modest gains amid easing geopolitical tensions and strong corporate earnings, although concerns linger due to potential U.S. tariffs on EU goods. In this environment of cautious optimism and fluctuating conditions, dividend stocks can offer a measure of stability through regular income streams, making them an attractive option for investors seeking reliable returns in uncertain times.
Commerzbank to shed 3,000 jobs amid UniCredit bid
The new plan follows UniCredit’s decision earlier this week to formally begin its bid, valuing Commerzbank at €37bn ($43.43bn).
Commerzbank plans 3,000 job cuts, raises targets
<body><p>STORY: Commerzbank announced plans to cut 3,000 jobs on Friday.</p><p>The German lender argued shedding the roles will help them reach more ambitious profit targets.</p><p>The update comes as Commerzbank tries to hold off a takeover by Italy's UniCredit.</p><p>The lenders have been in a standoff for months.</p><p>UniCredit CEO Andrea Orcel has ambitious expansion plans.</p><p>But the German bank is critical for the financing of Europe's largest economy and its financial center Frankfurt.</p><p>UniCredit moved earlier this week to officially launch its takeover attempt at a below-market price of just over $43.4 billion.</p><p>Commerzbank argued Friday Unicredit's plan was 'vague' and had large 'execution risks'.</p><p>The staff cuts mark a third round of layoffs in recent years.</p><p>Commerzbank shed 10,000 people earlier this decade and announced plans last year to cut another 3,900.</p><p>Orcel has made clear he would slash the Frankfurt-based headquarters.</p><p>Commerzbank also flagged Friday a near $530 million in restructuring costs as it cuts the jobs.</p><p>It hopes the new targets will convince investors it can perform strongly as an independent company.</p><p>One upgraded goal includes projected revenue of $17.6 billion in 2028; that's up from an earlier target of $16.7 billion.</p><p>It also lifted its profit goal for 2028 to $5.4 billion from a previous aim of $4.9 billion</p></body>
UniCredit to divest part of Russian subsidiary to UAE investor
The agreement speeds up its shift in Russia towards a narrower business model centred mainly on international payments in euros and US dollars.