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UCG.MI
€64.40+0.39 (+0.61%)
Market ClosedLast close Apr 27
UniCredit S.p.A.
Historical Price
Price (Line)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
UniCredit S.p.A. in the Financial Services sector is trading at €64.71. The stock is currently 19% below its 52-week high of €79.79, remaining 0.7% above its 200-day moving average. Technical signals show neutral RSI of 60 and bearish MACD signal, explaining why UCG.MI maintains its current momentum and trend strength. The Whystock Score of 90/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 60) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price€64.40
Potential Upside
125%
Whystock Fair Value€144.89
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus16 analysts
Buy
Mean target€82.56+28.2%
Range€67.00 – €92.00
Fundamentals
UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. The company offers retail, private, and wealth management solutions; and institutional investor solutions. It also provides corporate finance...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
€98.41B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.49
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.09
Div Yield
Strong income play. Yield provides a meaningful total return floor.
470.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
16.77%
Volume
Today's trading volume
1.41M
Recent News
BaFin orders UniCredit to stop “unobjective” ads targeting Commerzbank
The move follows a social media campaign in which the German bank was described as “neglected, uncertain, short-sighted”.
UniCredit reports 8.72% Generali holding
In a statement, UniCredit again described the Generali holding as "a financial investment".
Italy’s Monte Dei Paschi Formally Names Lovaglio as CEO, Appoints Bisoni as Chair
The newly appointed board has reinstated Luigi Lovaglio’s powers as chief and general manager following weeks of governance turmoil at the bank.
Is UniCredit (BIT:UCG) Still Attractive After A 38% One-Year Share Price Gain?
Considering whether UniCredit's share price still offers value after a strong run, or if most of the opportunity is already reflected in the current €65.68 level. The stock has had mixed recent returns, with a 6.4% decline over the last 7 days, a 6.6% gain over 30 days, a 7.5% decline year to date, and a 38.0% return over the past year, alongside a very large 3-year gain and an increase of about 9x over 5 years. Recent coverage has highlighted UniCredit as a key name in the Italian banking...
Commerzbank CEO tells employees no convincing plan for UniCredit tie-up
<body><p>STORY: Commerzbank CEO Bettina Orlopp on Wednesday maintained her opposition to a UniCredit takeover.</p><p>She told employees in a video that management does "not see a convincing combination plan".</p><p>That was according to a transcript seen by Reuters.</p><p>The message largely mirrors a strongly worded statement earlier this week that rejected the Italian bank's escalating advances.</p><p>It's becoming an intensifying battle for ownership of one of Germany's biggest lenders.</p><p>Meanwhile in Rome, Italian Economy Minister Giancarlo Giorgetti said on Wednesday that he viewed positively UniCredit's plans to expand in Germany.</p><p>But noted the government would oppose any decision by UniCredit to move its head office to Germany.</p><p>UniCredit has built up a nearly 30% stake in Commerzbank.</p><p>The German lender's management, employees and the German government have rejected the approach, describing it as hostile.</p></body>