ATLC

$53.86

Market ClosedAs of Mar 17, 8:00 PM UTC

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States.

Historical Price

Price (Line)
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$53.86
Potential Upside
167.3%
Whystock Fair Value$143.95
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label ...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$815.52M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.21
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.94
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Elite ROE. Management converts capital into profit efficiently.
19.72%
Quick Ratio
Pristine liquidity. Sufficient cash to cover all near-term obligations.
5.79

Recent News

Moby
Mar 13, 2026

Atlanticus Holdings Corporation Q4 2025 Earnings Call Summary

Moby summary of Atlanticus Holdings Corporation's Q4 2025 earnings call

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
StockStory
Mar 13, 2026

Payoneer, Sezzle, PROG, Atlanticus Holdings, and Ridgepost Capital Shares Are Falling, What You Need To Know

A number of stocks fell in the afternoon session after investors raised concerns over the stability of the private credit market, following a key announcement from a major bank.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Motley Fool
Mar 12, 2026

Atlanticus (ATLC) Q4 2025 Earnings Call Transcript

Atlanticus Holdings Corporation released results for the fourth quarter and full year 2025 ended December 31, 2025 this afternoon after market close. With me on today's call are Jeff Howard, President and Chief Executive Officer, and Bill McKamey, Chief Financial Officer. Today's discussion may contain forward-looking statements that reflect the company's current views with respect to, among other things, the benefits of the acquisition of Mercury, including expected synergies, and future financial and operating results.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
MarketBeat
Mar 12, 2026

Atlanticus Q4 Earnings Call Highlights

Atlanticus (NASDAQ:ATLC) executives used the company’s first public earnings call to frame 2025 as a “transformative year,” highlighted by sustained growth in its legacy businesses and the acquisition of Mercury Financial, which management said materially expanded scale and long-term earnings power.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Mar 12, 2026

Atlanticus Holdings (NASDAQ:ATLC) Reports Strong Q4 CY2025

Financial technology company Atlanticus Holdings (NASDAQ:ATLC) reported Q4 CY2025 results topping the market’s revenue expectations, with sales up 138% year on year to $734.4 million. Its GAAP profit of $1.75 per share was 10.1% above analysts’ consensus estimates.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.