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ATLC
$78.03-1.38 (-1.74%)
Market ClosedLast close May 1
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Atlanticus Holdings Corporation in the Financial Services sector is trading at $78.03. The stock is currently near its 52-week high of $80.29, remaining 30.7% above its 200-day moving average. Technical signals show overbought RSI of 72 and bullish MACD crossover, explaining why ATLC maintains its current momentum and trend strength. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Overbought levels (RSI 72) — risk of consolidation or pullback
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$78.03
Potential Upside
87.8%
Whystock Fair Value$146.51
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus5 analysts
Mean target$92.40+18.4%
Range$72.00 – $105.00
Fundamentals
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.10B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.41
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.88
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
26.55%
Volume
Today's trading volume
48,667
Recent News
Are Finance Stocks Lagging Atlanticus (ATLC) This Year?
Here is how Atlanticus Holdings Corporation (ATLC) and Avidbank Holdings Inc. (AVBH) have performed compared to their sector so far this year.
Do Bullish Valuation Calls On Atlanticus Holdings (ATLC) Justify Its Leverage And Earnings Trade‑Off?
In recent weeks, Atlanticus Holdings has attracted bullish analyst coverage, including a Zacks Rank #2 (Buy) and Strong Buy broker consensus, highlighting its value credentials based on P/E, P/B and P/CF metrics versus industry peers. This contrast between upbeat external ratings and the company’s weaker multi‑year earnings trend and substantial leverage raises important questions about how much risk investors are willing to accept for perceived value. Against this backdrop of favorable...
Atlanticus (ATLC) Upgraded to Strong Buy: What Does It Mean for the Stock?
Atlanticus (ATLC) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
2 Reasons to Sell ATLC and 1 Stock to Buy Instead
Since April 2021, the S&P 500 has delivered a total return of 69.7%. But one standout stock has more than doubled the market - over the past five years, Atlanticus Holdings has surged 149% to $79.96 per share. Its momentum hasn’t stopped as it’s also gained 34.1% in the last six months thanks to its solid quarterly results, beating the S&P by 30.7%.
Atlanticus Holdings Corporation (ATLC) Hits Fresh High: Is There Still Room to Run?
Atlanticus (ATLC) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.