BOTJ

$21.01

Post-MarketAs of Mar 17, 8:00 PM UTC

Bank of the James Financial Group, Inc.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$21.01
Potential Upside
94.1%
Whystock Fair Value$40.78
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities i...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$95.46M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.56
Beta
Defensive asset. Lower volatility than the S&P 500.
0.14
Div Yield
Strong income play. Yield provides a meaningful total return floor.
190.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
12.45%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

Simply Wall St.
Feb 19, 2026

February 2026's Undervalued Small Caps With Insider Actions To Consider

As February 2026 begins, U.S. stock markets have shown resilience with major indices like the Dow Jones and S&P 500 ending sharply higher, buoyed by positive economic indicators such as an unexpected expansion in factory activity. In this dynamic environment, small-cap stocks present intriguing opportunities for investors seeking value and growth potential, especially when insider actions suggest confidence in a company's prospects amidst broader market optimism.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 18, 2026

Undervalued Small Caps With Insider Activity To Watch In February 2026

As February 2026 begins, U.S. markets have experienced a robust start with key indices like the Dow Jones Industrial Average and S&P 500 posting significant gains, reflecting renewed investor optimism amid positive economic indicators such as the expansion in manufacturing activity. In this dynamic environment, identifying small-cap stocks with potential for growth can be particularly rewarding; factors such as insider activity may offer additional insights into their valuation and future...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 17, 2026

Undervalued Small Caps With Insider Action In February 2026

As February 2026 begins, the U.S. stock market has shown a strong start with major indices like the Dow Jones Industrial Average and S&P 500 posting significant gains, buoyed by positive economic developments such as a new trade deal with India and an uptick in manufacturing activity. In this environment of optimism and strategic shifts, small-cap stocks present intriguing opportunities for investors looking to capitalize on potential growth areas, particularly when insider actions suggest...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 16, 2026

Exploring 3 Undervalued Small Caps With Insider Buying In Global Markets

As the U.S. stock market enters February with a strong start, evidenced by significant gains in major indices like the Dow and S&P 500, investors are closely monitoring economic indicators such as factory activity and trade developments that could impact small-cap stocks. In this dynamic environment, identifying promising small-cap opportunities often involves looking for companies that demonstrate resilience and potential for growth, particularly those showing signs of insider confidence...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Feb 13, 2026

Margin Gains & Core Deposit Growth Drive BOTJ's Solid Q4 Earnings

Bank of the James delivers record 2025 results as margins expand y/y, core deposits rise and expenses fall, driving Q4 profit and balance sheet growth.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.