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BOTJ
$23.02-0.38 (-1.62%)
Bank of the James Financial Group, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Bank of the James Financial Group, Inc. in the Financial Services sector is trading at $23.02. The stock is currently 23% below its 52-week high of $29.79, remaining 27.0% above its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality. The Whystock Score of 95/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$23.02
Potential Upside
38.2%
Whystock Fair Value$31.82
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities i...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$106.18M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.74
Beta
Defensive asset. Lower volatility than the S&P 500.
0.12
Div Yield
Strong income play. Yield provides a meaningful total return floor.
172.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
8.94%
Volume
Today's trading volume
11,341
Recent News
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