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BVFL
$19.56-0.02 (-0.10%)
Market ClosedLast close May 1
BV Financial, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
BV Financial, Inc. in the Financial Services sector is trading at $19.95. The stock is currently near its 52-week high of $20.54, remaining 12.1% above its 200-day moving average. Technical signals show neutral RSI of 46 and bearish MACD signal, explaining why BVFL maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 46) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$19.56
Potential Upside
37.9%
Whystock Fair Value$26.98
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bearing checking accounts and mon...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$173.88M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
13.90
Beta
Defensive asset. Lower volatility than the S&P 500.
0.09
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
5.83%
Volume
Today's trading volume
12,354
Recent News
BV Financial Stock Falls 2% as March Quarter's Earnings Fall Y/Y
BVFL's March-end quarter's earnings drop y/y due to a CEO exit payout, though core income improves and margins expand amid stable balance sheet trends.
The Zacks Analyst Blog Highlights AstraZeneca, HSBC, Walt Disney, Oak Valley Bancorp and BV Financial
AstraZeneca (AZN) leads Zacks Research highlights with strong drug growth and pipeline momentum, while HSBC and Disney navigate costs and competition.
Top Research Reports for AstraZeneca, HSBC & Walt Disney
AstraZeneca's strong drug portfolio and pipeline fuel growth targets, while HSBC restructures and Disney balances streaming gains against rising costs.
BVFL Upgraded to Outperform on Asset Quality, Loan Growth
BV Financial's rating upgrade reflects improving asset quality, declining non-performing assets, strong capital and liquidity and steady expansion in higher-yielding commercial loans.
BV Financial's Q4 Earnings Soar Y/Y on Credit Loss Recovery
BVFL's Q4 net income per share surges from last year to 56 cents. Strong credit recoveries and a boost in net interest margin drive the gains amid lower expenses and ongoing capital actions.