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CACC
$504.84-0.07 (-0.01%)
Market ClosedLast close May 1
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Credit Acceptance Corporation in the Financial Services sector is trading at $504.84. The stock is currently 8% below its 52-week high of $549.75, remaining 5.8% above its 200-day moving average. Technical signals show neutral RSI of 61 and bearish MACD signal, explaining why CACC maintains its current momentum and trend strength. The Whystock Score of 75/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 61) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$504.84
Potential Upside
62.8%
Whystock Fair Value$822.06
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Mean target$481.67-4.6%
Range$450.00 – $540.00
Fundamentals
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$5.81B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
14.48
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.32
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
27.86%
Volume
Today's trading volume
77,004
Recent News
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A Look At Credit Acceptance (CACC) Valuation After Recent Share Price Momentum
Recent share performance and business snapshot Credit Acceptance (CACC) has caught investor attention after a recent share price move, with the stock last closing at $527.56 and showing positive returns over the past week, month and past 3 months. At a market cap of about $5.7b, the company focuses on financing programs for independent and franchised auto dealers in the United States, advancing funds in exchange for the right to service or acquire underlying consumer loans. See our latest...
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3 Reasons to Sell CACC and 1 Stock to Buy Instead
Credit Acceptance has been treading water for the past six months, recording a small loss of 4.6% while holding steady at $465.46. The stock also fell short of the S&P 500’s 2.5% gain during that period.