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CFR
$134.65-1.49 (-1.09%)
Cullen/Frost Bankers, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Cullen/Frost Bankers, Inc. in the Financial Services sector is trading at $134.65. Wall Street consensus targets $149.93 (15 analysts), implying a +11.4% move over the next 12 months. The stock is currently 10% below its 52-week high of $148.97, remaining 2.9% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. Risk note: RSI 28 is oversold, raising the odds of a near-term bounce. The Whystock Score of 100/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +11.4% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Oversold momentum (RSI 28) — potential for technical mean-reversion
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$134.65
Potential Upside
20.2%
Whystock Fair Value$161.86
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus15 analysts
Hold
Mean target$149.93+11.4%
Range$130.00 – $165.00
Fundamentals
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and com...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$9.05B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
14.42
Beta
Defensive asset. Lower volatility than the S&P 500.
0.61
Div Yield
Strong income play. Yield provides a meaningful total return floor.
280.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
13.32%
Volume
Today's trading volume
763,919
Recent News
Is Cullen/Frost Well-Positioned to Sustain Its Capital Return Strategy?
Is CFR well-positioned to sustain its capital return strategy and shareholder payouts with its strong liquidity? Let us discuss.
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost (CFR) have what it takes? Let's find out.
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Should Cullen/Frost’s Q1 Earnings Beat and Dividend Hike Prompt a Fresh Look From CFR Investors?
Cullen/Frost Bankers, Inc. reported first-quarter 2026 results on April 30, 2026, with net income rising to US$170.99 million and earnings per share increasing to US$2.65, alongside higher common and preferred dividends declared for June 15, 2026. The quarter also highlighted the ongoing payoff from Cullen/Frost’s Texas branch expansion, with record new commercial relationships, strong consumer checking and loan growth, and a 17-year streak of J.D. Power customer satisfaction awards in Texas...
A Look At Cullen Frost Bankers (CFR) Valuation After Earnings Beat And Dividend Increase
Cullen/Frost Bankers (CFR) reported first quarter 2026 net income of US$170.99 million and earnings of US$2.65 per share, while also increasing its regular quarterly dividend and continuing branch expansion across Texas. See our latest analysis for Cullen/Frost Bankers. The share price closed at US$140.36 after the earnings release, with a 1 day share price decline of 3.15% and a 7 day share price decline of 2.23%. However, the 1 year total shareholder return of 17.02% and 3 year total...