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CHYM
$22.24+0.38 (+1.74%)
After Hours$22.57+0.33 (+1.50%)· Last close May 1
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Chime Financial, Inc. in the Technology sector is trading at $22.55. The stock is currently 50% below its 52-week high of $44.94, remaining 4.0% below its 200-day moving average. Technical signals show neutral RSI of 58 and bearish MACD signal, explaining why CHYM maintains its current current market pressure. The Whystock Score of 30/100 signals elevated caution as indicators diverge.
Ecosystem Influences
Neutral momentum (RSI 58) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
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Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$22.24
Potential Upside
5%
Whystock Fair Value$23.35
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus18 analysts
Buy
Mean target$30.67+37.9%
Range$24.00 – $40.00
Fundamentals
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the needs of people. The company offers products...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$9.15B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-72.05%
Volume
Today's trading volume
1.98M
Recent News
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Is Chime Financial (CHYM) a Top Breakout Growth Stock?
Chime Financial, Inc. (NASDAQ:CHYM) is one of the stocks positioned for breakout growth. On April 14, Texas Capital Securities initiated coverage of Chime Financial, Inc. (NASDAQ:CHYM) with a Buy rating and a $28 price target. The bullish stance underscores research optimism about the company’s growth outlook, as it expects revenue to grow at a compound […]
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A Look At Chime Financial (CHYM) Valuation As Shares Show Short Term Momentum Shift
Recent returns and current snapshot Chime Financial (CHYM) has seen mixed share performance recently, with a 3% gain over the past day, strong gains over the past week and month, and a decline over the past 3 months and year to date. The company reports annual revenue of US$2,186.77m and a net loss of US$1,009.94m, giving it a market value of about US$9b. This helps frame how the market is currently viewing this fintech business. See our latest analysis for Chime Financial. Recent trading has...