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CZWI
$20.85+0.10 (+0.48%)
Market ClosedLast close May 1
Citizens Community Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Citizens Community Bancorp, Inc. in the Financial Services sector is trading at $20.85. The stock is currently near its 52-week high of $22.62, remaining 20.0% above its 200-day moving average. Technical signals show neutral RSI of 57 and bearish MACD signal, explaining why CZWI maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 57) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$20.85
Potential Upside
37.6%
Whystock Fair Value$28.70
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin,...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$197.39M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
14.04
Beta
Defensive asset. Lower volatility than the S&P 500.
0.56
Div Yield
Strong income play. Yield provides a meaningful total return floor.
226.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
6.63%
Volume
Today's trading volume
11,203
Recent News
Citizens Community Bancorp, Inc. (CZWI) Beats Q1 Earnings and Revenue Estimates
Citizens Community Bancorp (CZWI) delivered earnings and revenue surprises of +8.33% and +2.61%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
West Bancorp (WTBA) Surpasses Q1 Earnings Estimates
West Bancorp (WTBA) delivered earnings and revenue surprises of +3.39% and -0.23%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Citizens Community Bancorp, Inc. (CZWI) is a Top Dividend Stock Right Now: Should You Buy?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Community Bancorp (CZWI) have what it takes? Let's find out.
This is Why Citizens Community Bancorp, Inc. (CZWI) is a Great Dividend Stock
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Community Bancorp (CZWI) have what it takes? Let's find out.
Citizens Community Bancorp, Inc. (CZWI) Could Be a Great Choice
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Community Bancorp (CZWI) have what it takes? Let's find out.