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FBNC
$57.79+0.05 (+0.09%)
Market ClosedLast close May 1
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First Bancorp in the Financial Services sector is trading at $57.79. The stock is currently 8% below its 52-week high of $62.64, remaining 8.1% above its 200-day moving average. Technical signals show neutral RSI of 45 and bearish MACD signal, explaining why FBNC maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 45) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$57.79
Potential Downside
13.7%
Whystock Fair Value$49.87
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Buy
Mean target$66.50+15.1%
Range$64.00 – $68.00
Fundamentals
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposit...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.47B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
22.22
Beta
Defensive asset. Lower volatility than the S&P 500.
0.86
Div Yield
Strong income play. Yield provides a meaningful total return floor.
166.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
5.88%
Volume
Today's trading volume
80,426
Recent News
How Investors May Respond To First Bancorp (FBNC) Beating Q1 Earnings Estimates For Fourth Straight Quarter
First Bancorp reported first-quarter 2026 results, with net interest income of US$107.12 million, net income of US$46.66 million, and net charge-offs of US$1.4 million. Earnings per share of US$1.13 from continuing operations exceeded the prior year’s US$0.88, marking the fourth consecutive quarter beating consensus estimates. We will now examine how First Bancorp’s continued earnings outperformance versus analyst expectations shapes the company’s broader investment narrative. Invest in the...
First Bancorp (FBNC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for First Bancorp (FBNC) give a sense of how its business performed in the quarter ended March 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
First Bancorp (FBNC) Beats Q1 Earnings Estimates
First Bancorp (FBNC) delivered earnings and revenue surprises of +3.67% and -0.49%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
1 Cash-Heavy Stock with Promising Prospects and 2 We Find Risky
A cash-heavy balance sheet is often a sign of strength, but not always. Some companies avoid debt because they have weak business models, limited expansion opportunities, or inconsistent cash flow.
Is It Too Late To Consider Buying First Bancorp (FBNC) After Its Strong 1 Year Rally?
If you are wondering whether First Bancorp’s recent share price puts it at a premium or leaves room for value, this article walks through what the numbers actually say. The stock last closed at US$58.28, with returns of 0.6% over 7 days, 9.7% over 30 days, 14.5% year to date, 61.2% over 1 year, 84.6% over 3 years and 55.4% over 5 years. These figures provide important context before judging value. Recent attention on regional banks and balance sheet strength has kept investors focused on how...