FCAP

$47.90

Post-MarketAs of Mar 17, 8:00 PM UTC

First Capital, Inc.

Historical Price

Price (Line)
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$47.90
Potential Upside
110.2%
Whystock Fair Value$100.71
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company offers various deposit instruments, ...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$160.71M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.80
Beta
Defensive asset. Lower volatility than the S&P 500.
0.65
Div Yield
Strong income play. Yield provides a meaningful total return floor.
259.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
12.97%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

Associated Press Finance
Jan 23, 2026

First Capital: Q4 Earnings Snapshot

CORYDON, Ind. AP) — First Capital Inc. FCAP) on Friday reported net income of $4.9 million in its fourth quarter.

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
Simply Wall St.
Jan 3, 2026

Those who invested in First Capital (NASDAQ:FCAP) three years ago are up 148%

The most you can lose on any stock (assuming you don't use leverage) is 100% of your money. But when you pick a company...

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Barchart
Dec 18, 2025

This Bank Stock May Be Small, But It Has Big Potential

First Capital (FCAP) has surged 132% over the past year, reaching a new 5-year. Shares have strong technical momentum and maintain a 100% “Buy” opinion from Barchart Despite limited analyst coverage, sentiment is positive. FCAP could benefit further if 30-year mortgage rates drop below 5%. Today’s Featured Stock Valued at...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Investor's Business Daily
Dec 16, 2025

Axos Financial Stock Banks On RS Rating Rise To 72

Axos Financial shows rising price performance, earning an upgrade to its IBD Relative Strength Rating

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Oct 26, 2025

First Capital (FCAP) Margin Expansion Reinforces Bullish Community Bank Narrative

First Capital (FCAP) delivered impressive earnings growth of 25.1% over the last year, building on a five-year annualized growth rate of 4.9%. Net profit margins reached 31.2%, up from 28.7%, highlighting strong operational efficiency and high-quality earnings. The balance of risks and rewards currently leans positive, supported by ongoing profit growth and an attractive dividend. See our full analysis for First Capital. Next up, we will see how these results compare with the market’s...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.