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FCNCA
$1985.39+1.57 (+0.08%)
Market ClosedLast close May 1
First Citizens BancShares, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First Citizens BancShares, Inc. in the Financial Services sector is trading at $1,985.39. The stock is currently 11% below its 52-week high of $2,232.21, remaining 2.0% above its 200-day moving average. Technical signals show neutral RSI of 47 and bearish MACD signal, explaining why FCNCA maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 47) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$1985.39
Potential Upside
68.5%
Whystock Fair Value$3346.36
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus12 analysts
Buy
Mean target$2213+11.5%
Range$2050 – $2475
Fundamentals
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It op...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$23.39B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.96
Beta
Defensive asset. Lower volatility than the S&P 500.
0.65
Div Yield
Strong income play. Yield provides a meaningful total return floor.
41.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.78%
Volume
Today's trading volume
33,206
Recent News
3 Bank Stocks We’re Skeptical Of
Banks serve as the backbone of the economy, facilitating lending, deposits, and financial services that keep businesses and consumers moving forward. Furthermore, economic conditions have supported loan growth and fee income, a trend that has enabled the banking industry to return 13.7% over the past six months. At the same time, the S&P 500 was up 4.1%.
How The Story On First Citizens BancShares (FCNCA) Is Shifting With New Analyst Targets
The fair value estimate for First Citizens BancShares has been revised slightly higher to US$2,229.58 per share, a small move that still matters when you are thinking about upside or downside relative to the current market price. That new target sits at the center of a mixed set of Street calls, with some firms lifting price targets by US$100 while others cutting by as much as US$175 and issuing downgrades. As you read on, you will see how to track these shifting targets and keep your own...
FCNCA Q1 Deep Dive: Deposit Growth, Margin Pressure, and Brand Realignment
Regional banking company First Citizens BancShares (NASDAQGS:FCNC.A) fell short of the market’s revenue expectations in Q1 CY2026, with sales flat year on year at $2.14 billion. Its non-GAAP profit of $44.86 per share was 14.4% above analysts’ consensus estimates.
Compared to Estimates, First Citizens (FCNCA) Q1 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for First Citizens (FCNCA) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
First Citizens BancShares (FCNCA) Q1 Earnings Surpass Estimates
First Citizens (FCNCA) delivered earnings and revenue surprises of +14.97% and -1.50%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?