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FINW
$14.96-0.59 (-3.79%)
Market ClosedLast close May 1
FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
FinWise Bancorp in the Financial Services sector is trading at $14.96. The stock is currently near its 52-week low of $13.48, remaining 16.0% below its 200-day moving average. Technical signals show oversold RSI of 28 and bearish MACD signal, explaining why FINW maintains its current current market pressure. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Oversold momentum (RSI 28) — potential for technical mean-reversion
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$14.96
Potential Upside
37.3%
Whystock Fair Value$20.55
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company operates in three segments: Traditional Banking; BaaS and Treasury; a...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$221.29M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
14.32
Beta
Defensive asset. Lower volatility than the S&P 500.
0.84
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
8.33%
Volume
Today's trading volume
70,238
Recent News
FinWise (FINW) Q1 2026 Earnings Transcript
Earlier this month, Jim Noone assumed the role of CEO of FinWise Bancorp in addition to serving as President and CEO of FinWise Bank. This quarter, originations were strong at $1.7 billion, and core expenses held flat, enabling us to grow tangible book value per share to $14.34 at the end of Q1.
Extreme Networks And 2 Additional Stocks Estimated To Be Trading Below Their Fair Value
In the last week, the United States market has stayed flat, yet it is up 29% over the past year with earnings forecasted to grow by 16% annually. In such a climate, identifying stocks that are potentially undervalued can present opportunities for investors looking to capitalize on discrepancies between stock prices and their intrinsic values.
Discover 3 Stocks That Might Be Trading Below Estimated Value
In the last week, the United States market has stayed flat, although it is up 29% over the past year with earnings forecasted to grow by 16% annually. In such a climate, identifying stocks that might be trading below their estimated value can offer potential opportunities for investors seeking to capitalize on future growth.
FinWise Bancorp (FINW) Q1 2026 Earnings Call Highlights: Strong Loan Growth Amidst Challenges
FinWise Bancorp (FINW) reports robust loan originations and fintech expansion, despite facing increased charge-offs and declining non-interest income.
Compared to Estimates, FinWise Bancorp (FINW) Q1 Earnings: A Look at Key Metrics
Although the revenue and EPS for FinWise Bancorp (FINW) give a sense of how its business performed in the quarter ended March 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.