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FRME
$39.91-0.50 (-1.24%)
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First Merchants Corporation in the Financial Services sector is trading at $39.91. The stock is currently 8% below its 52-week high of $43.22, remaining 4.4% above its 200-day moving average. Technical signals show neutral RSI of 45 and bearish MACD signal, explaining why FRME maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 45) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$39.91
Potential Upside
90.6%
Whystock Fair Value$76.06
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus5 analysts
Buy
Mean target$47.60+19.3%
Range$45.00 – $50.00
Fundamentals
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.56B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.40
Beta
Defensive asset. Lower volatility than the S&P 500.
0.88
Div Yield
Strong income play. Yield provides a meaningful total return floor.
357.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.15%
Volume
Today's trading volume
372,616
Recent News
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The United States market has shown robust growth, with a 1.8% increase over the last week and a remarkable 30% rise in the past year, while earnings are projected to grow by 16% annually. In such an environment, identifying stocks that are significantly undervalued relative to their intrinsic value can offer potential opportunities for investors seeking to capitalize on market inefficiencies.
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Merchants (FRME) have what it takes? Let's find out.
3 Stocks Estimated To Be Priced Below Intrinsic Value In May 2026
The United States market has shown robust performance, climbing 1.8% in the last week and achieving a 30% increase over the past year, with earnings expected to grow by 16% annually. In this thriving environment, identifying stocks that are priced below their intrinsic value can offer investors opportunities for potential gains while maintaining a focus on fundamental strengths and growth prospects.
3 Stocks Estimated To Be Trading Up To 49.9% Below Intrinsic Value
Over the last 7 days, the United States market has remained flat, yet it has seen a significant rise of 28% over the past year, with earnings projected to grow by 16% annually in the coming years. In such an environment, identifying stocks that are trading below their intrinsic value can offer potential opportunities for investors seeking to capitalize on undervaluation.
3 Stocks With Estimated Discounts Up To 44.8% Offering Value Opportunities
The United States market has remained flat over the last week but is up 28% over the past year, with earnings expected to grow by 16% per annum. In such a climate, identifying undervalued stocks that offer significant discounts can present valuable opportunities for investors seeking growth potential.