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FSBC
$41.09+0.64 (+1.58%)
Market ClosedLast close May 1
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Five Star Bancorp in the Financial Services sector is trading at $41.09. The stock is currently near its 52-week high of $42.26, remaining 16.0% above its 200-day moving average. Technical signals show neutral RSI of 57 and bearish MACD signal, explaining why FSBC maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 57) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$41.09
Potential Upside
45.3%
Whystock Fair Value$59.72
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus5 analysts
Buy
Mean target$45.10+9.8%
Range$43.00 – $48.50
Fundamentals
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit pr...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$867.02M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
13.99
Beta
Defensive asset. Lower volatility than the S&P 500.
0.52
Div Yield
Strong income play. Yield provides a meaningful total return floor.
246.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
11.64%
Volume
Today's trading volume
71,926
Recent News
Five Star Bancorp (FSBC) Q1 2026 Earnings Call Highlights: Strong Growth in Loans and Deposits ...
Five Star Bancorp (FSBC) reports a robust quarter with increased earnings per share, significant loan and deposit growth, and improved asset quality.
Five Star Bancorp Q1 Earnings Call Highlights
Five Star Bancorp (NASDAQ:FSBC) reported first-quarter 2026 results highlighted by higher earnings, continued loan and deposit growth, and a further shift away from wholesale funding, as executives also discussed new business development efforts in Southern California and expectations for the rest o
Five Star (FSBC) Q1 2026 Earnings Transcript
James Beckwith: Thank you for joining us to review Five Star Bancorp financial results for Q1 2026. Joining me today is Heather Luck, Executive Vice President and Chief Financial Officer. Q1 2026 marked another period of outstanding achievement for Five Star Bancorp.
Five Star Bancorp Q1 2026 Earnings Call Summary
Moby summary of Five Star Bancorp's Q1 2026 earnings call
Five Star Bancorp (FSBC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for Five Star Bancorp (FSBC) give a sense of how its business performed in the quarter ended March 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.