FSBC

$36.64

Post-MarketAs of Mar 17, 8:00 PM UTC

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California.

Historical Price

Price (Line)
Synthesizing Whystock Narrative...
Loading Financials...

Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$36.64
Potential Upside
65.6%
Whystock Fair Value$60.68
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit pr...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$783.22M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.63
Beta
Defensive asset. Lower volatility than the S&P 500.
0.51
Div Yield
Strong income play. Yield provides a meaningful total return floor.
272.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
14.63%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Simply Wall St.
Mar 10, 2026

How The Five Star Bancorp (FSBC) Investment Story Is Shifting With New Analyst Targets

The fair value price target for Five Star Bancorp has been nudged from US$42.00 to US$42.60, a shift of about 1.4% that sets a slightly higher marker for what analysts see as reasonable. Recent research describes this move as a fine tuning based on refreshed assumptions. More optimistic voices view the clustering of higher targets as a constructive signal, while cautious ones see only limited additional upside. As you read on, you will see how this evolving narrative is taking shape and what...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 23, 2026

How The Valuation Story For Five Star Bancorp (FSBC) Is Quietly Shifting Around US$42

Five Star Bancorp’s latest analyst update keeps the fair value target anchored at US$42. While that headline number is unchanged, recent commentary highlights how small upward tweaks in individual targets are more about refining earnings and risk assumptions than resetting the story. As you read on, you will see how these subtle shifts are shaping the evolving narrative around what comes next for the stock and how you might track it. Stay updated as the Fair Value for Five Star Bancorp shifts...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 8, 2026

What Catalysts Are Shaping The Evolving Narrative For Five Star Bancorp (FSBC)?

What Changed in the Five Star Bancorp Narrative Five Star Bancorp’s fair value estimate now sits at US$42.00, compared with the prior US$40.80, alongside a small move in the discount rate from 6.956% to 6.978%. The updated models also reflect a revenue growth assumption of 19.54%, versus the earlier 18.34%, even as the net profit margin assumption adjusts to 38.50% from 39.26%, and the future P/E assumption shifts to 11.04x from 11.35x. As you read on, consider how these moving parts are...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GuruFocus.com
Jan 28, 2026

Five Star Bancorp (FSBC) Q4 2025 Earnings Call Highlights: Strong Financial Growth Amid ...

Five Star Bancorp (FSBC) reports robust loan and deposit growth, increased net income, and a dividend hike, while navigating a competitive deposit landscape.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
MarketBeat
Jan 27, 2026

Five Star Bancorp Q4 Earnings Call Highlights

Five Star Bancorp (NASDAQ:FSBC) executives highlighted strong growth and improved profitability during the bank’s fourth-quarter and year-end earnings call, pointing to loan and deposit expansion, a widening net interest margin, and a higher dividend as key developments in 2025. Full-year results f

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.