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HBCP
$63.26+1.07 (+1.72%)
Market ClosedLast close May 1
Home Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Home Bancorp, Inc. in the Financial Services sector is trading at $63.26. The stock is currently near its 52-week high of $65.95, remaining 10.5% above its 200-day moving average. Technical signals show neutral RSI of 43 and bearish MACD signal, explaining why HBCP maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 43) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$63.26
Potential Upside
87.9%
Whystock Fair Value$118.86
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Hold
Mean target$67.75+7.1%
Range$65.50 – $69.00
Fundamentals
Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$493.92M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.59
Beta
Defensive asset. Lower volatility than the S&P 500.
0.54
Div Yield
Strong income play. Yield provides a meaningful total return floor.
194.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.52%
Volume
Today's trading volume
80,767
Recent News
Why Home Bancorp (HBCP) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home Bancorp (HBCP) have what it takes? Let's find out.
How The Home Bancorp (HBCP) Investment Story Is Shifting With Mixed Analyst Signals
Home Bancorp is back in focus after analysts lifted their fair value target from US$62.25 to US$67.75, a move of roughly 9%. That higher target sits alongside a recent downgrade, reflecting a split view on how the bank’s story lines up with current assumptions and what that means for you at today’s prices. Read on to see what is driving the changing narrative and how you can keep track of where the debate goes next. Analyst Price Targets don't always capture the full story. Head over to our...
Home Bancorp Inc (HBCP) Q1 2026 Earnings Call Highlights: Record Net Interest Income and ...
Home Bancorp Inc (HBCP) reports a 6% increase in net income, while navigating loan challenges and exploring M&A opportunities.
Home Bancorp (HBCP) Q1 2026 Earnings Transcript
Net interest margin expanded to 4.16% which was 10 basis points higher than the fourth quarter and 25 basis points higher than a year ago. This quarter, margin expansion was driven by a 22 basis point decline in our cost of funds, which contributed to a 25 basis point decline in our overall cost of funds. Despite the low balances, we maintained pricing and structure discipline continue to generate new loan originations at attractive spreads and risk-adjusted returns.
Home Bancorp (HBCP) Q4 2025 Earnings Transcript
John Bordelon: Thank you, David. Yesterday afternoon, we reported fourth quarter net income of $11.4 million or $1.46 per share. For the full year 2025, net income was $46 million or $5.87 per share which is a record for Home Bank and 29% higher than our 2024 earnings per share.