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HBCP
$62.75-0.52 (-0.82%)
Home Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Home Bancorp, Inc. in the Financial Services sector is trading at $62.75. Wall Street consensus targets $67.75 (4 analysts), implying a +8.0% move over the next 12 months. The stock is currently near its 52-week high of $65.95, remaining 9.4% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +8.0% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$62.75
Potential Upside
54.6%
Whystock Fair Value$97.02
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$493.92M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.59
Beta
Defensive asset. Lower volatility than the S&P 500.
0.54
Div Yield
Strong income play. Yield provides a meaningful total return floor.
194.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.52%
Volume
Today's trading volume
78,630
Recent News
Exploring May 2026's Undervalued Small Caps With Insider Buying
Over the last 7 days, the United States market has risen by 1.5%, contributing to a remarkable 26% increase over the past year, with earnings projected to grow by 17% annually in the coming years. In this context of robust market performance, identifying small-cap stocks that are potentially undervalued and exhibit insider buying can offer intriguing opportunities for investors seeking to capitalize on these favorable conditions.
Why Home Bancorp (HBCP) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Home Bancorp (HBCP) have what it takes? Let's find out.
How The Home Bancorp (HBCP) Investment Story Is Shifting With Mixed Analyst Signals
Home Bancorp is back in focus after analysts lifted their fair value target from US$62.25 to US$67.75, a move of roughly 9%. That higher target sits alongside a recent downgrade, reflecting a split view on how the bank’s story lines up with current assumptions and what that means for you at today’s prices. Read on to see what is driving the changing narrative and how you can keep track of where the debate goes next. Analyst Price Targets don't always capture the full story. Head over to our...
Home Bancorp Inc (HBCP) Q1 2026 Earnings Call Highlights: Record Net Interest Income and ...
Home Bancorp Inc (HBCP) reports a 6% increase in net income, while navigating loan challenges and exploring M&A opportunities.
Home Bancorp (HBCP) Q1 2026 Earnings Transcript
Net interest margin expanded to 4.16% which was 10 basis points higher than the fourth quarter and 25 basis points higher than a year ago. This quarter, margin expansion was driven by a 22 basis point decline in our cost of funds, which contributed to a 25 basis point decline in our overall cost of funds. Despite the low balances, we maintained pricing and structure discipline continue to generate new loan originations at attractive spreads and risk-adjusted returns.