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HBT
$28.05+0.29 (+1.04%)
Market ClosedLast close May 1
HBT Financial, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
HBT Financial, Inc. in the Financial Services sector is trading at $28.05. The stock is currently 6% below its 52-week high of $29.88, remaining 8.6% above its 200-day moving average. Technical signals show neutral RSI of 45 and bearish MACD signal, explaining why HBT maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 45) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$28.05
Potential Upside
79.5%
Whystock Fair Value$50.35
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus5 analysts
Buy
Mean target$32.00+14.1%
Range$31.00 – $33.00
Fundamentals
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit acco...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.01B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.42
Beta
Defensive asset. Lower volatility than the S&P 500.
0.55
Div Yield
Strong income play. Yield provides a meaningful total return floor.
330.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
12.47%
Volume
Today's trading volume
63,054
Recent News
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HBT Financial Tops Forecasts as CNB Acquisition Lifts Performance
HBT Financial Inc. (NASDAQ:HBT) reported first-quarter results on Monday that exceeded expectations, supported by the recent acquisition of CNB Bank Shares, with the stock rising 2.
HBT Financial (HBT) Reports Q1 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for HBT Financial (HBT) give a sense of how its business performed in the quarter ended March 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Exchange-Traded Funds Down, Equity Futures Mixed Pre-Bell Monday Amid Hormuz Uncertainty, Corporate Earnings
The broad market exchange-traded fund SPDR S&P 500 ETF Trust (SPY) was down 0.1%, and the actively t
HBT Financial (HBT) Surpasses Q1 Earnings and Revenue Estimates
HBT Financial (HBT) delivered earnings and revenue surprises of +9.68% and +0.72%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?