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HMN
$45.50-0.47 (-1.02%)
Market OpenUpdated 3:52 PM EDT
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Horace Mann Educators Corporation in the Financial Services sector is trading at $45.50. The stock is currently 6% below its 52-week high of $48.33, remaining 3.7% above its 200-day moving average. Technical signals show neutral RSI of 61 and bearish MACD signal, explaining why HMN maintains its current momentum and trend strength. The Whystock Score of 75/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 61) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$45.50
Potential Upside
73.7%
Whystock Fair Value$79.02
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.83B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.62
Beta
Defensive asset. Lower volatility than the S&P 500.
0.05
Div Yield
Strong income play. Yield provides a meaningful total return floor.
318.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.93%
Volume
Today's trading volume
122,125
Recent News
President CEO Sells HMN 7,500 Shares for $346,000
Serving the education sector with insurance and retirement products, this firm reported a notable insider sale in its latest SEC filing.
Horace Mann (HMN) Reports Next Week: Wall Street Expects Earnings Growth
Horace Mann (HMN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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Assessing Horace Mann Educators (HMN) Valuation After Mixed Recent Returns And Conflicting Fair Value Signals
Horace Mann Educators (HMN) is drawing investor attention after recent trading left the shares around $42.65, with returns mixed over the month and past 3 months, and a 1 year total return of 3.4%. See our latest analysis for Horace Mann Educators. The recent 7 day share price return of 2.47% contrasts with a 90 day share price decline of 8.73%, while the 3 year total shareholder return of 43.15% points to stronger longer term momentum. If Horace Mann Educators has you rethinking your...