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ISBA
$40.99+1.18 (+2.96%)
Market ClosedLast close May 1
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Isabella Bank Corporation in the Financial Services sector is trading at $40.99. The stock is currently 30% below its 52-week high of $58.83, remaining 1.5% below its 200-day moving average. Technical signals show oversold RSI of 28 and bearish MACD signal, explaining why ISBA maintains its current current market pressure. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Oversold momentum (RSI 28) — potential for technical mean-reversion
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$40.99
Potential Upside
9.8%
Whystock Fair Value$45.01
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus1 analysts
Hold
Mean target$47.00+14.7%
Range$47.00 – $47.00
Fundamentals
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers d...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$331.78M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
17.67
Beta
Defensive asset. Lower volatility than the S&P 500.
0.15
Div Yield
Strong income play. Yield provides a meaningful total return floor.
241.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
7.03%
Volume
Today's trading volume
26,793
Recent News
Isabella Bank Corporation (ISBA) Misses Q1 Earnings and Revenue Estimates
Isabella Bank (ISBA) delivered earnings and revenue surprises of -12.82% and -1.65%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Undiscovered Gems in the US Market This February 2026
As February 2026 begins, the U.S. stock market is experiencing a strong start with major indices like the Dow Jones and S&P 500 showing significant gains, reflecting a positive investor sentiment despite recent economic uncertainties such as delayed jobs data due to a government shutdown. In this vibrant yet complex environment, identifying promising small-cap stocks requires careful consideration of factors like market resilience and growth potential amidst evolving economic conditions.
Surging Earnings Estimates Signal Upside for Isabella Bank (ISBA) Stock
Isabella Bank Corporation (ISBA) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Isabella Bank Corporation (ISBA) Q4 Earnings Miss Estimates
Isabella Bank (ISBA) delivered earnings and revenue surprises of -13.51% and +1.79%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?
First United Corporation (FUNC) Q4 Earnings and Revenues Beat Estimates
First United (FUNC) delivered earnings and revenue surprises of +14.58% and +2.28%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?