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LDI
$1.57+0.02 (+1.29%)
Market ClosedLast close May 1
loanDepot, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
loanDepot, Inc. in the Financial Services sector is trading at $1.57. The stock is currently near its 52-week low of $1.02, remaining 33.2% below its 200-day moving average. Technical signals show neutral RSI of 57 and bullish MACD crossover, explaining why LDI maintains its current current market pressure. The Whystock Score of 25/100 signals elevated caution as indicators diverge.
Ecosystem Influences
Neutral momentum (RSI 57) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$1.57
Potential Upside
5%
Whystock Fair Value$1.65
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lin...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$522.64M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
3.22
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-26.71%
Volume
Today's trading volume
1.01M
Recent News
loanDepot, Inc. Q4 2025 Earnings Call Summary
Moby summary of loanDepot, Inc.'s Q4 2025 earnings call
loanDepot Inc (LDI) Q4 2025 Earnings Call Highlights: Navigating Challenges with Strategic ...
Despite a rise in net loss, loanDepot Inc (LDI) boosts loan origination volume and leverages digital advancements for future growth.
loanDepot Q4 Earnings Call Highlights
loanDepot (NYSE:LDI) executives said the company made early progress on efforts to increase scale and market penetration, highlighting its highest quarterly origination volume since 2022, market share gains, and a 71% recapture rate from its in-house servicing platform during the fourth quarter of 2
loanDepot (LDI) Reports Q4 Loss, Misses Revenue Estimates
loanDepot (LDI) delivered earnings and revenue surprises of -150.00% and -2.10%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?
LoanDepot: Q4 Earnings Snapshot
IRVINE, Calif. AP) — LoanDepot Inc. LDI) on Tuesday reported a loss of $22.5 million in its fourth quarter.