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LNC
$37.53-0.28 (-0.74%)
Market ClosedLast close May 1
Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Lincoln National Corporation in the Financial Services sector is trading at $37.53. The stock is currently 20% below its 52-week high of $46.82, remaining 2.9% below its 200-day moving average. Technical signals show overbought RSI of 71 and bullish MACD crossover, explaining why LNC maintains its current current market pressure. The Whystock Score of 10/100 signals elevated caution as indicators diverge.
Ecosystem Influences
Overbought levels (RSI 71) — risk of consolidation or pullback
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$37.53
Potential Upside
217.9%
Whystock Fair Value$119.31
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus12 analysts
Mean target$42.58+13.5%
Range$34.00 – $56.00
Fundamentals
Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States. It operates through four segments: Life Insurance, Annuities, Group Protection, and Retirement Plan Services. The Life...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$7.04B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
6.32
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.22
Div Yield
Strong income play. Yield provides a meaningful total return floor.
489.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.42%
Volume
Today's trading volume
1.61M
Recent News
Lincoln National (LNC) Reports Next Week: Wall Street Expects Earnings Growth
Lincoln National (LNC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Lincoln Financial Group (LNC): Buy, Sell, or Hold Post Q4 Earnings?
Over the past six months, Lincoln Financial Group’s stock price fell to $37.38. Shareholders have lost 6.8% of their capital, which is disappointing considering the S&P 500 has climbed by 3.9%. This may have investors wondering how to approach the situation.
Lincoln Financial Group (LNC) Stock Trades Up, Here Is Why
Shares of insurance and retirement company Lincoln National (NYSE:LNC) jumped 2.9% in the afternoon session after the U.S.-Iran ceasefire announcement triggered a broad decline in energy-driven inflation.
Bank of America Cuts Lincoln National (LNC) Target; Mizuho Lowers PT but Stays Bullish
Lincoln National Corporation (NYSE:LNC) is included among the 14 Value Stocks with Highest Dividends. On April 14, Bank of America lowered its price recommendation on Lincoln National Corporation (NYSE:LNC) to $37 from $41. It reiterated a Neutral rating on the shares. The firm said the change reflects recent Q4 developments and updates to peer multiples […]
The Bull Case For Lincoln National (LNC) Could Change Following New US$2 Billion Credit Facility Extension
In March 2026, Lincoln National Corporation entered into a Third Amended and Restated unsecured credit agreement with a bank syndicate led by Bank of America, providing up to US$2.00 billion in borrowing and letter-of-credit capacity through March 27, 2031, subject to financial covenants on net worth, leverage, and secured indebtedness. This long-dated, covenant-based facility underpins Lincoln National’s funding flexibility while reinforcing lender oversight of its balance sheet strength...