LPRO

$1.49

Post-MarketAs of Mar 17, 8:00 PM UTC

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States.

Historical Price

Price (Line)
Synthesizing Whystock Narrative...
Loading Financials...

Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$1.49
Potential Upside
5%
Whystock Fair Value$1.56
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (L...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$176.10M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
2.08
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
-5.54%
Quick Ratio
Pristine liquidity. Sufficient cash to cover all near-term obligations.
4.17

Recent News

GuruFocus.com
Mar 13, 2026

Open Lending Corp (LPRO) Q4 2025 Earnings Call Highlights: Strategic Expansions and Cost ...

Open Lending Corp (LPRO) showcases robust platform growth and financial discipline, despite facing hurdles in loan certification and conversion rates.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
MarketBeat
Mar 13, 2026

Open Lending Q4 Earnings Call Highlights

Open Lending (NASDAQ:LPRO) executives used the company’s fourth-quarter and full-year 2025 earnings call to emphasize a strategy centered on tighter underwriting standards, more disciplined pricing, and efforts to reduce volatility in profit share results, while introducing 2026 guidance for the fir

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Mar 12, 2026

Here's What Key Metrics Tell Us About Open Lending (LPRO) Q4 Earnings

While the top- and bottom-line numbers for Open Lending (LPRO) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Mar 12, 2026

Open Lending (LPRO) Misses Q4 Earnings and Revenue Estimates

Open Lending (LPRO) delivered earnings and revenue surprises of -33.33% and -11.24%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Associated Press Finance
Mar 12, 2026

Open Lending: Q4 Earnings Snapshot

AUSTIN, Texas (AP) — Open Lending Corporation (LPRO) on Thursday reported net income of $1.7 million in its fourth quarter. On a per-share basis, the Austin, Texas-based company said it had profit of 1 cent. The company posted revenue of $19.3 million in the period.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.