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LYG
$5.36-0.08 (-1.47%)
Market ClosedLast close May 1
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Lloyds Banking Group plc in the Financial Services sector is trading at $5.36. The stock is currently 15% below its 52-week high of $6.34, remaining 9.8% above its 200-day moving average. Technical signals show neutral RSI of 41 and bearish MACD signal, explaining why LYG maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 41) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$5.36
Potential Upside
38%
Whystock Fair Value$7.40
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Hold
Mean target$5.92+10.4%
Range$5.35 – $6.41
Fundamentals
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insura...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$78.35B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
14.42
Beta
Defensive asset. Lower volatility than the S&P 500.
0.94
Div Yield
Strong income play. Yield provides a meaningful total return floor.
369.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.49%
Volume
Today's trading volume
12.56M
Recent News
European Equities Traded in the US as American Depositary Receipts Rise in Thursday Trading
European equities traded in the US as American depositary receipts rose late Thursday morning, gaini
Is Lloyds Banking Group (LSE:LLOY) Still Attractive After Its Strong One Year Share Price Rally?
If you are wondering whether Lloyds Banking Group at around £0.97 a share still offers value, the key is to look past the headline price and focus on what different valuation tools are really saying. The stock has seen mixed recent returns, with a 3.2% decline over 7 days, a 6.3% gain over 30 days, a 2.2% decline year to date, and a 37.8% return over the last year, alongside very large gains over 3 and 5 years that may influence how you think about risk and reward today. Recent coverage has...
Lloyds Banking Group Beat Estimates But Warns About War’s Hit to U.K. Economy
Lloyds Banking Group posted a sharp rise in profits on steady loan growth and support from its structural hedge but cautioned that escalating tensions in the Middle East could weigh on the health of the U.K.’s economy. The country’s largest mortgage provider said its first-quarter pretax profit rose by a third to 2.025 billion pounds ($2.74 billion), comfortably beating a 1.84 billion-pound estimate taken from a company-compiled consensus. Net interest income—what banks earn on loans minus what they pay out on deposits—grew 8% to make up 3.57 billion pounds of the total, roughly in line with forecasts.
Lloyds Banking Group Q1 Earnings Call Highlights
Lloyds Banking Group (NYSE:LYG) reported what Chief Financial Officer William Chalmers described as “sustained strength in financial performance” in the first quarter of 2026, citing income growth, lower costs, and stable credit trends. Management reiterated full-year guidance and modestly increased
Lloyds earnings jump by a third but UK economic outlook worsens
New economic forecasts published by the bank reflect the possible “stagflationary consequences” of war in the Middle East.