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MSBI
$26.39+0.38 (+1.46%)
Market ClosedLast close May 1
Midland States Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Midland States Bancorp, Inc. in the Financial Services sector is trading at $26.39. The stock is currently near its 52-week high of $26.61, remaining 35.4% above its 200-day moving average. Technical signals show overbought RSI of 72 and bullish MACD crossover, explaining why MSBI maintains its current momentum and trend strength. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Overbought levels (RSI 72) — risk of consolidation or pullback
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$26.39
Potential Upside
5%
Whystock Fair Value$27.71
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Hold
Mean target$26.25-0.5%
Range$25.00 – $28.00
Fundamentals
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Managem...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$495.22M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.56
Div Yield
Strong income play. Yield provides a meaningful total return floor.
550.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-24.63%
Volume
Today's trading volume
103,901
Recent News
Midland States Bancorp (MSBI) Is Up 5.09% in One Week: What You Should Know
Does Midland States Bancorp (MSBI) have what it takes to be a top stock pick for momentum investors? Let's find out.
Midland States Bancorp (MSBI) Moves to Strong Buy: Rationale Behind the Upgrade
Midland States Bancorp (MSBI) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Should Value Investors Buy Midland States Bancorp (MSBI) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Midland States Bancorp (MSBI) Reports Q1 Earnings: What Key Metrics Have to Say
The headline numbers for Midland States Bancorp (MSBI) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Midland States Bancorp (MSBI) Tops Q1 Earnings and Revenue Estimates
Midland States Bancorp (MSBI) delivered earnings and revenue surprises of +32.77% and +5.36%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?