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NAVI
$9.17-0.07 (-0.76%)
After Hours$9.17+0.00 (+0.00%)· Last close May 1
Navient Corporation provides technology-enabled education finance for education in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Navient Corporation in the Financial Services sector is trading at $9.17. The stock is currently near its 52-week low of $7.80, remaining 18.0% below its 200-day moving average. Technical signals show overbought RSI of 72 and bullish MACD crossover, explaining why NAVI maintains its current current market pressure. The Whystock Score of 20/100 signals elevated caution as indicators diverge.
Ecosystem Influences
Overbought levels (RSI 72) — risk of consolidation or pullback
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$9.17
Potential Upside
5%
Whystock Fair Value$9.63
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus8 analysts
Hold
Mean target$8.94-2.5%
Range$7.00 – $13.00
Fundamentals
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$849.15M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.29
Div Yield
Strong income play. Yield provides a meaningful total return floor.
717.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
1.38%
Volume
Today's trading volume
976,634
Recent News
Navient (NAVI) Q1 2026 Earnings Transcript
Thank you for joining the call and for your interest in Navient. This morning, we reported Q1 results that demonstrate continued momentum in our ability to deliver high-quality loan growth while maintaining expense discipline. Overall, this quarter reinforces the strength of our platform, driving consistent growth, improving efficiency and delivering strong credit performance.
Navient Corp (NAVI) Q1 2026 Earnings Call Highlights: Strong Refinance Growth and Improved ...
Navient Corp (NAVI) reports a robust 65% increase in refinance loan originations and significant improvements in credit metrics, despite facing a challenging macroeconomic environment.
Navient Q1 Earnings Beat as Expenses & Provisions Fall Y/Y, Stock Down
NAVI's Q1 results benefit from lower expenses and provisions. However, shares plunge nearly 4.6% as net interest and other income decline year over year.
Navient (NAVI) Reports Q1 Earnings: What Key Metrics Have to Say
The headline numbers for Navient (NAVI) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Navient (NAVI) Tops Q1 Earnings Estimates
Navient (NAVI) delivered earnings and revenue surprises of +16.48% and -1.62%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?