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NAVI
$9.05-0.11 (-1.20%)
Market OpenUpdated 11:23 AM EDT
Navient Corporation provides technology-enabled education finance for education in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Navient Corporation in the Financial Services sector is trading at $9.06. The stock is currently near its 52-week low of $7.80, remaining 18.8% below its 200-day moving average. Technical signals show neutral RSI of 67 and bullish MACD crossover, explaining why NAVI maintains its current current market pressure. The Whystock Score of 40/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Overbought levels (RSI 67) — risk of consolidation or pullback
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$9.05
Potential Upside
5%
Whystock Fair Value$9.50
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus8 analysts
Hold
Mean target$9.44+4.3%
Range$8.00 – $13.00
Fundamentals
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$849.15M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.29
Div Yield
Strong income play. Yield provides a meaningful total return floor.
717.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
1.38%
Volume
Today's trading volume
173,567
Recent News
Why The Navient (NAVI) Story Is Shifting As Analyst Fair Value And Leadership Change
Navient’s analyst fair value has been reset from US$11.33 to US$9.31, trimming about 18% from the implied share value used in current models. This shift reflects a tug of war between bullish research, where some price targets have moved higher by about US$1, and more cautious calls that have reduced targets by US$1 to US$3, including a move to US$7 from US$9. As you read on, you will see how these moves shape the evolving story investors are watching. Stay updated as the Fair Value for...
NAVI Q1 Deep Dive: Product Expansion and Credit Trends Shape Outlook
Student loan servicer Navient (NASDAQ:NAVI) reported Q1 CY2026 results topping the market’s revenue expectations, but sales fell by 27.2% year on year to $142 million. Its non-GAAP profit of $0.20 per share was 24.3% above analysts’ consensus estimates.
Navient (NAVI) Q1 2026 Earnings Transcript
Thank you for joining the call and for your interest in Navient. This morning, we reported Q1 results that demonstrate continued momentum in our ability to deliver high-quality loan growth while maintaining expense discipline. Overall, this quarter reinforces the strength of our platform, driving consistent growth, improving efficiency and delivering strong credit performance.
Navient Corporation Q1 2026 Earnings Call Summary
Moby summary of Navient Corporation's Q1 2026 earnings call
Navient Corp (NAVI) Q1 2026 Earnings Call Highlights: Strong Refinance Growth and Improved ...
Navient Corp (NAVI) reports a robust 65% increase in refinance loan originations and significant improvements in credit metrics, despite facing a challenging macroeconomic environment.