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NMIH
$37.21-1.50 (-3.87%)
Market ClosedLast close May 1
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
NMI Holdings, Inc. in the Financial Services sector is trading at $37.21. The stock is currently 14% below its 52-week high of $43.20, remaining 3.5% below its 200-day moving average. Technical signals show neutral RSI of 38 and bearish MACD signal, explaining why NMIH maintains its current current market pressure. The Whystock Score of 45/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 38) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$37.21
Potential Upside
155.5%
Whystock Fair Value$95.06
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus7 analysts
Buy
Mean target$46.14+24.0%
Range$42.00 – $50.00
Fundamentals
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The com...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.07B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.19
Beta
Defensive asset. Lower volatility than the S&P 500.
0.64
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
14.57%
Volume
Today's trading volume
1.30M
Recent News
NMI Holdings Q1 Earnings, Revenues Top, Insurance in Force Rises Y/Y
NMIH tops Q1 estimates as revenues rise 5.8% and primary insurance in force climbs to $222.3B, even as persistency slips and claims surge.
NMI Holdings, Inc. Q1 2026 Earnings Call Summary
Moby summary of NMI Holdings, Inc.'s Q1 2026 earnings call
NMI Holdings Inc (NMIH) Q1 2026 Earnings Call Highlights: Record Revenue and Strong Insurance Growth
NMI Holdings Inc (NMIH) reports a record $183.5 million in revenue and robust new insurance written, despite challenges in persistency and claims expenses.
NMI Q1 Earnings Call Highlights
NMI (NASDAQ:NMIH) executives highlighted record revenue, continued growth in insurance in force, and what management described as resilient credit performance during the company’s first-quarter 2026 earnings call. National MI generated $12.3 billion of new insurance written (NIW) in the quarter and
Here's What Key Metrics Tell Us About NMI Holdings (NMIH) Q1 Earnings
The headline numbers for NMI Holdings (NMIH) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.