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NMIH
$37.08-0.31 (-0.83%)
Pre-Market$37.08+0.00 (+0.00%)· Last close May 13
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
NMI Holdings, Inc. in the Financial Services sector is trading at $37.08. Wall Street consensus targets $46.17 (6 analysts), implying a +24.5% move over the next 12 months. The stock is currently 14% below its 52-week high of $43.20, remaining 3.8% below its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. Risk note: RSI 27 is oversold, raising the odds of a near-term bounce; MACD remains below its signal line. The Whystock Score of 80/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +24.5% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Oversold momentum (RSI 27) — potential for technical mean-reversion
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$37.08
Potential Upside
115.5%
Whystock Fair Value$79.91
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus6 analysts
Buy
Mean target$46.17+24.5%
Range$43.00 – $49.00
Fundamentals
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The com...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.07B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.19
Beta
Defensive asset. Lower volatility than the S&P 500.
0.64
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
14.57%
Volume
Today's trading volume
414,738
Recent News
Do Options Traders Know Something About NMI Holdings Stock We Don't?
Investors need to pay close attention to NMIH stock based on the movements in the options market lately.
SIGI Stock Near 52-Week High: A Signal for Investors to Hold Tight?
Selective Insurance is set to grow on premium gains, E&S momentum and rising investment income as capital strength supports expansion.
Does NMI Holdings (NMIH) Q1 Record Revenue Mask a Shift in Profitability Priorities?
In the first quarter of 2026, NMI Holdings, Inc. reported record revenue of US$183.48 million, while net income eased to US$99.33 million and diluted EPS held steady at US$1.28 year over year. The company also expanded its high-quality primary insurance in-force to US$222.30 billion and maintained US$3.60 billion of available assets under PMIERs, underscoring balance sheet strength alongside strong new insurance written volumes. With record quarterly revenue and strong new insurance written...
This $4 Million NMI Holdings Sale Comes as the Insurer Grows Book Value 15%
This specialty insurer provides private mortgage guaranty solutions and loan review services to U.S. mortgage lenders and investors.
NMIH Q1 Deep Dive: Margin Compression and Credit Normalization Shape Outlook
Mortgage insurance provider NMI Holdings (NASDAQ:NMIH) met Wall Street’s revenue expectations in Q1 CY2026, with sales up 5.9% year on year to $183.5 million. Its non-GAAP profit of $1.28 per share was 3.9% above analysts’ consensus estimates.